Compiled from MSRB EMMA & public records · read-only public record · debt as of Sep 11, 2026 · latest trade Sep 10, 2026 · latest filing Mar 16, 2026
Credit ratings
not compiledNo agency ratings have been compiled for this issuer from EMMA’s per-security feed. This is a coverage gap, not a statement that the issuer is unrated — ratings may be stated on the official statements or the rating agencies’ own sites.
Maturity profile
par maturing by year · as of Sep 2026Recent activity
rating actions & filingsAnnual Financial Information and Operating Data filed
Mar 16, 2026 · Annual Financial Information and Operating Data: Spencer, MA FY…
Audited Financial Statements or ACFR filed
Mar 16, 2026 · Audited Financial Statements or ACFR: Spencer, MA FYE 2025 Audit
Audited Financial Statements or ACFR filed
Mar 9, 2026 · Audited Financial Statements or ACFR: Spencer, MA FYE 2025 Audit
Continuing disclosure filed
Mar 18, 2025 · Audited Financial Statements or ACFR
Continuing disclosure filed
Jul 30, 2024 · Annual Financial Information and Operating Data, Audited Financ…
Continuing disclosure filed
Mar 19, 2024 · Annual Financial Information and Operating Data
Debt overview
EMMA-derivedOutstanding par (EMMA est.)—
Securities52
Callable71%
Outstanding securities
52Market activity
EMMA · secondary trades · latest Sep 10, 2026Each dot is a reported secondary trade — yield by trade date, sized by par, colored by trade side. Hover for detail.
Trade dateSecurityPriceYieldSizeSide
Sep 10
848168FP0
101.46
3.04%
125,000
Inter-Dealer Trade
Sep 10
848168FP0
101.46
3.04%
125,000
Customer Sold
Aug 18
848168GU8
102.76
3.41%
30,000
Customer Bought
Aug 18
848168GU8
102.76
3.41%
30,000
Inter-Dealer Trade
Aug 18
848168GU8
102.70
3.43%
30,000
Customer Sold
Aug 17
848168EV8
104.32
2.45%
40,000
Customer Bought
Aug 17
848168EV8
104.32
2.45%
40,000
Inter-Dealer Trade
Trade prints reported to the MSRB — a live market signal a manual issuer page cannot show.
20 callable securities carry a stated call price — refunding candidates as rates move.
Document library
30 documents · sourced from EMMA & the issuer
S
Credit
Spencer, MA FYE 2025 Disclosure Report
Credit & RatingsMar 2026
CreditEMMA · disclosure
S
Financial
Spencer, MA FYE 2025 Audit
Financial ReportsMar 2026
FinancialEMMA · disclosure
S
Financial
Spencer, MA FYE 2025 Audit
Financial ReportsMar 2026
FinancialEMMA · disclosure
S
Financial
Audited Financial Statements or ACFR
Financial ReportsMar 2025
FinancialEMMA · disclosure
S
Annual Data
Annual Financial Information and Operating Data
Annual / Operating DataMar 2025
Annual DataEMMA · disclosure
S
Financial
Annual Financial Information and Operating Data, Audited Financial Statements or ACFR
Financial ReportsJul 2024
FinancialEMMA · disclosure
S
Annual Data
Annual Financial Information and Operating Data
Annual / Operating DataMar 2024
Annual DataEMMA · disclosure
S
Financial
Annual Financial Information and Operating Data, Audited Financial Statements or ACFR
Financial ReportsAug 2023
FinancialEMMA · disclosure
S
Financial
FY20 Audit, Failure to Provide Annual Financial Information: Failure to File FY20 Audit
Financial ReportsMay 2023
FinancialEMMA · disclosure
S
Annual Data
FY22 Continuing Disclosure
Annual / Operating DataMar 2023
Annual DataEMMA · disclosure
S
Annual Data
Annual Financial Information and Operating Data
Annual / Operating DataMar 2023
Annual DataEMMA · disclosure
S
OS
GENERAL OBLIGATION SEWER BONDS
Official StatementsOct 2022
OSEMMA · official statement
S
OS
GENERAL OBLIGATION SEWER BONDS
Official StatementsOct 2022
OSEMMA · official statement
S
Financial
Annual Financial Information and Operating Data, Audited Financial Statements or ACFR
Financial ReportsMay 2022
FinancialEMMA · disclosure
S
Annual Data
Annual Financial Information and Operating Data
Annual / Operating DataMar 2022
Annual DataEMMA · disclosure
S
Financial
FY19 Audit, Failure to Provide Annual Financial Information: Failure to file FY19
Financial ReportsMar 2022
FinancialEMMA · disclosure
S
Annual Data
FY21 Continuing Disclosure
Annual / Operating DataMar 2022
Annual DataEMMA · disclosure
S
OS
GENERAL OBLIGATION BOND ANTICIPATION NOTES
Official StatementsOct 2021
OSEMMA · official statement
S
OS
GENERAL OBLIGATION BOND ANTICIPATION NOTES
Official StatementsOct 2021
OSEMMA · official statement
S
Financial
Annual Financial Information and Operating Data, Audited Financial Statements or ACFR
Financial ReportsSep 2021
FinancialEMMA · disclosure
S
OS
GENERAL OBLIGATION BOND ANTICIPATION NOTES
Official StatementsOct 2020
OSEMMA · official statement
S
OS
GENERAL OBLIGATION BOND ANTICIPATION NOTES
Official StatementsOct 2020
OSEMMA · official statement
S
OS
GENERAL OBLIGATION ROAD BONDS UNLIMITED TAX
Official StatementsJun 2020
OSEMMA · official statement
S
OS
GENERAL OBLIGATION ROAD BONDS UNLIMITED TAX
Official StatementsJun 2020
OSEMMA · official statement
S
OS
GENERAL OBLIGATION ROAD BONDS (UNLIMITED TAX)
Official StatementsMay 2019
OSEMMA · official statement
S
OS
GENERAL OBLIGATION ROAD BONDS, (UNLIMITED TAX)
Official StatementsApr 2018
OSEMMA · official statement
S
OS
GENERAL OBLIGATION ROAD BONDS, (UNLIMITED TAX)
Official StatementsApr 2018
OSEMMA · official statement
S
OS
GENERAL OBLIGATION SEWER BONDS
Official StatementsMar 2013
OSEMMA · official statement
S
OS
GENERAL OBLIGATION MUNICIPAL PURPOSE LOAN OF 2010 BONDS
Official StatementsMay 2010
OSEMMA · official statement
S
OS
GENERAL OBLIGATION BOND ANTICIPATION NOTES
Official StatementsSep 2009
OSEMMA · official statement
Annual / Operating Data
Annual Financial Information and Operating Data
Annual Financial Information and Operating Data
FY22 Continuing Disclosure
Annual Financial Information and Operating Data
Annual Financial Information and Operating Data
FY21 Continuing Disclosure
Credit & Ratings
Spencer, MA FYE 2025 Disclosure Report
Financial Reports
Spencer, MA FYE 2025 Audit
Spencer, MA FYE 2025 Audit
Audited Financial Statements or ACFR
Annual Financial Information and Operating Data, Audited Financial Statements or ACFR
Annual Financial Information and Operating Data, Audited Financial Statements or ACFR
FY20 Audit, Failure to Provide Annual Financial Information: Failure to File FY20 Audit
Annual Financial Information and Operating Data, Audited Financial Statements or ACFR
FY19 Audit, Failure to Provide Annual Financial Information: Failure to file FY19
Annual Financial Information and Operating Data, Audited Financial Statements or ACFR
Official Statements
GENERAL OBLIGATION SEWER BONDS
GENERAL OBLIGATION SEWER BONDS
GENERAL OBLIGATION BOND ANTICIPATION NOTES
GENERAL OBLIGATION BOND ANTICIPATION NOTES
GENERAL OBLIGATION BOND ANTICIPATION NOTES
GENERAL OBLIGATION BOND ANTICIPATION NOTES
GENERAL OBLIGATION ROAD BONDS UNLIMITED TAX
GENERAL OBLIGATION ROAD BONDS UNLIMITED TAX
GENERAL OBLIGATION ROAD BONDS (UNLIMITED TAX)
GENERAL OBLIGATION ROAD BONDS, (UNLIMITED TAX)
GENERAL OBLIGATION ROAD BONDS, (UNLIMITED TAX)
GENERAL OBLIGATION SEWER BONDS
GENERAL OBLIGATION MUNICIPAL PURPOSE LOAN OF 2010 BONDS
GENERAL OBLIGATION BOND ANTICIPATION NOTES
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Disclosure record
2 years of annual filings on EMMA16 continuing-disclosure filings compiled
Latest filing within the past year · Mar 2026
Public documents
30Public contact
ListedAnnual financial filings posted to the MSRB’s EMMA, newest first — a reporting-cadence signal. Click a year to open the filing.
16 continuing-disclosure filings compiled
Latest filing within the past year · latest posting 2026-03-16
✓ Issuer website on file
Counts what BondGov has compiled from the MSRB’s EMMA — a coverage fact, not a compliance rating or a days-late claim. Contact routes show as on file only; the address itself is never published here. Verify on EMMA ↗
Standing
as of Sep 11, 2026What the public record shows about this issuer’s disclosure practice. Compiled from the MSRB’s EMMA and from award letters governments record themselves. MuniPro confers no credential and issues no rating.
Credentials on record
Conferred by GFOA, recorded from the award letter. Never inferred.
Certificate of Achievement for Excellence in Financial Reporting
No receipt on file
Distinguished Budget Presentation Award
No receipt on file
Popular Annual Financial Reporting Award
No receipt on file
Nothing recorded here means nothing has been recorded — not that an award was withheld.
Dated obligations
Filings a law or contract puts a date on.
Not measured
MuniPro does not hold this issuer’s own continuing-disclosure undertaking date, so no filing is called late here. Why →
Record quality
Disclosure practice — not an assessment of creditworthiness.
Annual reporting compiled
2 of 3
2 of 3 reporting years (2023–2025) have an annual financial filing compiled from the MSRB’s EMMA. The denominator is MuniPro’s 3-year reading window — it is NOT a filing obligation, and a missing year here means no filing was compiled, not that one was owed and skipped.
Record freshness
Within the past year
The newest continuing-disclosure filing MuniPro has compiled for this issuer was posted 179 days ago. This is the age of the public record — it is not a lateness claim, because MuniPro does not hold the date this issuer’s undertaking sets.
Filing timeliness
Not measured
Timeliness needs the date this issuer’s own continuing-disclosure undertaking sets. MuniPro does not hold it, and will not substitute a generic interval.
Standing describes disclosure practice — not an assessment of creditworthiness. It is not a rating, a rank against other governments, or a MuniPro credential. See the full computation →