Compiled from MSRB EMMA & public records · read-only public record · debt as of Sep 12, 2026 · latest trade Sep 8, 2026 · latest filing Dec 8, 2025
Bonds issued for
Schools & education
Credit ratings
not compiledNo agency ratings have been compiled for this issuer from EMMA’s per-security feed. This is a coverage gap, not a statement that the issuer is unrated — ratings may be stated on the official statements or the rating agencies’ own sites.
Maturity profile
par maturing by year · as of Sep 2026Recent activity
rating actions & filingsAnnual Financial Information and Operating Data filed
Dec 8, 2025 · Annual Financial Information and Operating Data: Saranac Commun…
Annual Financial Information and Operating Data filed
Dec 3, 2024 · Annual Financial Information and Operating Data: Saranac Commun…
Official statement posted
Jul 30, 2024 · 2024 SCHOOL BUILDING AND SITE BONDS (GENERAL OBLIGATION - UNLIM…
Annual Financial Information and Operating Data filed
Nov 1, 2023 · Annual Financial Information and Operating Data: Saranac Commun…
Annual Financial Information and Operating Data filed
Nov 28, 2022 · Annual Financial Information and Operating Data: Saranac Commun…
Annual Financial Information and Operating Data filed
Nov 10, 2021 · Annual Financial Information and Operating Data: Saranac Commun…
Debt overview
MuniPro reconciled book · as of Sep 2026Outstanding par
$33.2M
Bond series
5
CUSIPs
43
Callable par
$21.4M
Avg coupon
3.52%
Avg maturity
7.8 yrs
Tax status
77% Tax-exempt
23% Taxable
Maturity profile
principal by maturity · debt service · ✓ QuantLibPrincipal maturing by year, split by call status. Reconciled from MuniPro’s curated bond-level debt profile.
Outstanding securities
5 series · 43 CUSIPs
Credit / Series / CUSIP
Tax
Coupon
Final
Outstanding
Callable
CUSIPCouponMaturityOutstandingCall
18 maturities · first call May 2034 · full schedule on EMMA
CUSIPCouponMaturityOutstandingCall
12 maturities · first call May 2028 · full schedule on EMMA
Compiled from MuniPro’s reconciled bond-level debt profile and Official Statements on EMMA. Certain obligations — bank loans, capital leases, or private placements — may not be reflected; not a substitute for the issuer’s audited financial statements.
Market activity
EMMA · secondary trades · latest Sep 8, 2026Each dot is a reported secondary trade — yield by trade date, sized by par, colored by trade side. Hover for detail.
Trade dateSecurityPriceYieldSizeSide
Sep 8
803208NY9
91.62
4.80%
450,000
Inter-Dealer Trade
Sep 8
803208NY9
91.62
4.80%
450,000
Customer Sold
Sep 3
803208NY9
92.63
4.70%
110,000
Customer Bought
Sep 3
803208NY9
92.55
4.71%
110,000
Customer Sold
Aug 31
803208NW3
96.20
4.39%
10,000
Customer Sold
Aug 31
803208NW3
96.74
4.34%
10,000
Customer Bought
Aug 31
803208NW3
96.67
4.34%
10,000
Inter-Dealer Trade
Trade prints reported to the MSRB — a live market signal a manual issuer page cannot show.
20 callable securities carry a stated call price — refunding candidates as rates move.
Document library
20 documents · sourced from EMMA & the issuer
S
Financial
Saranac Community Schools - 2025 Annual Disclosure Statement, Audited Financial Statement…
Financial ReportsDec 2025
FinancialEMMA · disclosure
S
Financial
Saranac Community Schools - 2024 Annual Disclosure Statement, Audited Financial Statement…
Financial ReportsDec 2024
FinancialEMMA · disclosure
S
OS
2024 SCHOOL BUILDING AND SITE BONDS (GENERAL OBLIGATION - UNLIMITED TAX) (MICHIGAN SCHOOL…
Official StatementsJul 2024
OSEMMA · official statement
S
Financial
Saranac Community Schools - FYE 2023 Annual Disclosure Statement, Audited Financial State…
Financial ReportsNov 2023
FinancialEMMA · disclosure
S
Financial
Saranac Community Schools - FYE 2022 Annual Disclosure Statement, Audited Financial State…
Financial ReportsNov 2022
FinancialEMMA · disclosure
S
Financial
Saranac Community Schools - FYE 2021 Annual Disclosure Statement, Audited Financial State…
Financial ReportsNov 2021
FinancialEMMA · disclosure
S
Financial
Saranac Community Schools - 2020 Annual Disclosure Statement, Audited Financial Statement…
Financial ReportsNov 2020
FinancialEMMA · disclosure
S
OS
2020 REFUNDING BONDS (GENERAL OBLIGATION - UNLIMITED TAX) (FEDERALLY TAXABLE)
Official StatementsJun 2020
OSEMMA · official statement
S
OS
2018 SCHOOL BUILDING AND SITE BONDS (GENERAL OBLIGATION - UNLIMITED TAX)
Official StatementsJul 2018
OSEMMA · official statement
S
OS
2016 REFUNDING BONDS (GENERAL OBLIGATION - UNLIMITED TAX)
Official StatementsFeb 2016
OSEMMA · official statement
S
OS
2016 REFUNDING BONDS (GENERAL OBLIGATION - UNLIMITED TAX)
Official StatementsFeb 2016
OSEMMA · official statement
S
OS
2015 REFUNDING BONDS, SERIES B (GENERAL OBLIGATION - UNLIMITED TAX) (FEDERALLY TAXABLE)
Official StatementsJul 2015
OSEMMA · official statement
S
OS
2013 REFUNDING BONDS (GENERAL OBLIGATION - UNLIMITED TAX)
Official StatementsMar 2013
OSEMMA · official statement
S
OS
Official Statements
Official StatementsJun 2006
OSEMMA · official statement
S
OS
REF GO SCHOOL BDS 2005
Official StatementsDec 2005
OSEMMA · official statement
S
OS
REF BDS 2003 SERIES II
Official StatementsSep 2003
OSEMMA · official statement
S
OS
RFDG
Official StatementsMar 2003
OSEMMA · official statement
S
OS
Official Statements
Official StatementsNov 2001
OSEMMA · official statement
S
OS
BLDG & SITE
Official StatementsNov 1995
OSEMMA · official statement
S
OS
RFDG
Official StatementsFeb 1993
OSEMMA · official statement
Financial Reports
Saranac Community Schools - 2025 Annual Disclosure Statement, Audited Financial Statements or ACFR: Saranac Community S…
Saranac Community Schools - 2024 Annual Disclosure Statement, Audited Financial Statements or ACFR: Saranac Community S…
Saranac Community Schools - FYE 2023 Annual Disclosure Statement, Audited Financial Statements or ACFR: Saranac Communi…
Saranac Community Schools - FYE 2022 Annual Disclosure Statement, Audited Financial Statements or ACFR: Saranac Communi…
Saranac Community Schools - FYE 2021 Annual Disclosure Statement, Audited Financial Statements or ACFR: Saranac Communi…
Saranac Community Schools - 2020 Annual Disclosure Statement, Audited Financial Statements or ACFR: Saranac Community S…
Official Statements
2024 SCHOOL BUILDING AND SITE BONDS (GENERAL OBLIGATION - UNLIMITED TAX) (MICHIGAN SCHOOL BOND QUALIFICATION AND LOAN P…
2020 REFUNDING BONDS (GENERAL OBLIGATION - UNLIMITED TAX) (FEDERALLY TAXABLE)
2018 SCHOOL BUILDING AND SITE BONDS (GENERAL OBLIGATION - UNLIMITED TAX)
2016 REFUNDING BONDS (GENERAL OBLIGATION - UNLIMITED TAX)
2016 REFUNDING BONDS (GENERAL OBLIGATION - UNLIMITED TAX)
2015 REFUNDING BONDS, SERIES B (GENERAL OBLIGATION - UNLIMITED TAX) (FEDERALLY TAXABLE)
2013 REFUNDING BONDS (GENERAL OBLIGATION - UNLIMITED TAX)
Official Statements
REF GO SCHOOL BDS 2005
REF BDS 2003 SERIES II
RFDG
Official Statements
BLDG & SITE
RFDG
No documents match your search.
Disclosure record
2 years of annual filings on EMMA6 continuing-disclosure filings compiled
Latest filing within the past year · Dec 2025
Public documents
20Public contact
ListedAnnual financial filings posted to the MSRB’s EMMA, newest first — a reporting-cadence signal. Click a year to open the filing.
6 continuing-disclosure filings compiled
Latest filing within the past year · latest posting 2025-12-08
✓ Issuer website on file
Counts what BondGov has compiled from the MSRB’s EMMA — a coverage fact, not a compliance rating or a days-late claim. Contact routes show as on file only; the address itself is never published here. Verify on EMMA ↗
Standing
as of Sep 12, 2026What the public record shows about this issuer’s disclosure practice. Compiled from the MSRB’s EMMA and from award letters governments record themselves. MuniPro confers no credential and issues no rating.
Credentials on record
Conferred by GFOA, recorded from the award letter. Never inferred.
Certificate of Achievement for Excellence in Financial Reporting
No receipt on file
Distinguished Budget Presentation Award
No receipt on file
Popular Annual Financial Reporting Award
No receipt on file
Nothing recorded here means nothing has been recorded — not that an award was withheld.
Dated obligations
Filings a law or contract puts a date on.
Not measured
MuniPro does not hold this issuer’s own continuing-disclosure undertaking date, so no filing is called late here. Why →
Record quality
Disclosure practice — not an assessment of creditworthiness.
Annual reporting compiled
2 of 3
2 of 3 reporting years (2023–2025) have an annual financial filing compiled from the MSRB’s EMMA. The denominator is MuniPro’s 3-year reading window — it is NOT a filing obligation, and a missing year here means no filing was compiled, not that one was owed and skipped.
Record freshness
Within the past year
The newest continuing-disclosure filing MuniPro has compiled for this issuer was posted 278 days ago. This is the age of the public record — it is not a lateness claim, because MuniPro does not hold the date this issuer’s undertaking sets.
Filing timeliness
Not measured
Timeliness needs the date this issuer’s own continuing-disclosure undertaking sets. MuniPro does not hold it, and will not substitute a generic interval.
Standing describes disclosure practice — not an assessment of creditworthiness. It is not a rating, a rank against other governments, or a MuniPro credential. See the full computation →