Annual Financial Information and Operating Data filed
12/19/2025 · City of Royal Oak Annual Information Statement, Audited Financi…
Annual Financial Information and Operating Data filed
12/20/2024 · Annual Financial Information and Operating Data (Rule 15c2-12)
Audited Financial Statements or ACFR filed
12/20/2024 · Audited Financial Statements or ACFR (Rule 15c2-12)
Annual Financial Information and Operating Data filed
12/21/2023 · Annual Financial Information and Operating Data (Rule 15c2-12)
Audited Financial Statements or ACFR filed
12/21/2023 · Audited Financial Statements or ACFR (Rule 15c2-12)
Annual Financial Information and Operating Data filed
12/16/2022 · Annual Financial Information and Operating Data (Rule 15c2-12)
In context
Larger than 89% of MI issuers by debt outstanding · #159 of 1452
Debt overview
EMMA-derived
Outstanding par (EMMA est.)—
Securities30
Callable77%
Debt service
estimated principal + interest by year
Estimated at current coupons — principal at maturity plus a full year’s interest on bonds still outstanding. Compiled from EMMA security data; not a substitute for the official statement.
Outstanding securities
30
Outstanding securities for Royal Oak Michigan
CUSIP
Series / description
Coupon
Maturity
Outstanding
Ratings
First call
780464LM3
ROYAL OAK MICH LTD TAX GO BDS 2018 (MI)*
5.0%
4/1/2027
$1,025,000
—
—
780464KW2
ROYAL OAK MICH TAXABLE LTD TAX GO BDS B (MI)*
3.673%
10/1/2027
$935,000
—
—
780464JR5
ROYAL OAK MICH LTD TAX GO CAP IMPT REF BDS 2016 (MI)*
3.0%
10/1/2027
$800,000
S&P AAFitch AA
10/1/2025
780464KD4
ROYAL OAK MICH TAXABLE LTD TAX GO BDS A (MI)*
3.673%
10/1/2027
$4,820,000
—
—
780464LN1
ROYAL OAK MICH LTD TAX GO BDS 2018 (MI)*
5.0%
4/1/2028
$1,075,000
—
—
780464KE2
ROYAL OAK MICH TAXABLE LTD TAX GO BDS A (MI)*
3.853%
10/1/2028
$5,005,000
S&P AAFitch AA
10/1/2027
780464JD6
—
6.25%
10/1/2028
$1,750,000
—
—
780464KX0
ROYAL OAK MICH TAXABLE LTD TAX GO BDS B (MI)*
3.853%
10/1/2028
$970,000
S&P AAFitch AA
10/1/2027
780464JS3
ROYAL OAK MICH LTD TAX GO CAP IMPT REF BDS 2016 (MI)*
Annual financial filings posted to the MSRB’s EMMA, newest first — a reporting-cadence signal. Click a year to open the filing.
8 continuing-disclosure filings compiled
Latest filing within the past year · latest posting 12/19/2025
✓ Issuer website on file
Counts what BondGov has compiled from the MSRB’s EMMA — a coverage fact, not a compliance rating or a days-late claim. Contact routes show as on file only; the address itself is never published here. Verify on EMMA ↗
Standing
as of 11/6/2026
What the public record shows about this issuer’s disclosure practice. Compiled from the MSRB’s EMMA and from award letters governments record themselves. MuniPro confers no credential and issues no rating.
Credentials on record
Conferred by GFOA, recorded from the award letter. Never inferred.
Certificate of Achievement for Excellence in Financial Reporting
No receipt on file
Distinguished Budget Presentation Award
No receipt on file
Popular Annual Financial Reporting Award
No receipt on file
No award letter is on file.
Dated obligations
Filings a law or contract puts a date on.
Not assessed yet.
MuniPro does not hold this issuer’s own continuing-disclosure undertaking date, so no filing is called late here. Why →
Record quality
Disclosure practice — not an assessment of creditworthiness.
Annual reporting compiled
3 of 3
3 of 3 reporting years (2023–2025) have an annual financial filing compiled from the MSRB’s EMMA. The denominator is MuniPro’s 3-year reading window — it is NOT a filing obligation, and a missing year here means no filing was compiled, not that one was owed and skipped.
Record freshness
Within the past year
The newest continuing-disclosure filing MuniPro has compiled for this issuer was posted 322 days ago. This is the age of the public record — it is not a lateness claim, because MuniPro does not hold the date this issuer’s undertaking sets.
Filing timeliness
Not assessed yet.
Timeliness needs the date this issuer’s own continuing-disclosure undertaking sets. MuniPro does not hold it, and will not substitute a generic interval.
Standing describes disclosure practice — not an assessment of creditworthiness. It is not a rating, a rank against other governments, or a MuniPro credential.
See the full computation →
Frequently asked questions
Outstanding securities, official statements, and continuing-disclosure filings are compiled from the MSRB’s EMMA system and other public records. This profile is auto-compiled and has not yet been claimed by the issuer.
No. BondGov aggregates public information for transparency. Nothing here is an offer, solicitation, or recommendation. Consult the official statement and your own advisors before investing.