BondGov profile for Royal Oak Michigan, compiled from public sources
R
Royal Oak Michigan
🔍
🌐 Compiled from MSRB EMMA & public records · read-only public record · debt as of 10/10/2026 · latest compiled trade 10/7/2026 · compiled filing 12/19/2025
Credit ratings
agency-stated
S&P
AA
25 rated securities · insured
Fitch
AA
25 rated securities · insured
Maturity profile
par maturing by year · as of 10/10/2026
Recent activity
rating actions & filings
Annual Financial Information and Operating Data filed
12/19/2025 · Annual Financial Information and Operating Data: City of Royal …
Audited Financial Statements or ACFR filed
12/20/2024 · Audited Financial Statements or ACFR: Audited Financial Stateme…
Annual Financial Information and Operating Data filed
12/20/2024 · Annual Financial Information and Operating Data: Annual Financi…
Annual Financial Information and Operating Data filed
12/21/2023 · Annual Financial Information and Operating Data: Annual Financi…
Audited Financial Statements or ACFR filed
12/21/2023 · Audited Financial Statements or ACFR: Audited Financial Stateme…
Annual Financial Information and Operating Data filed
12/16/2022 · Annual Financial Information and Operating Data: Annual Financi…
In context
Larger than 89% of MI issuers by debt outstanding · #160 of 1457
Debt overview
EMMA-derived
Outstanding par (EMMA est.)—
Securities30
Callable77%
Debt service
estimated principal + interest by year
Estimated at current coupons — principal at maturity plus a full year’s interest on bonds still outstanding. Compiled from EMMA security data; not a substitute for the official statement.
Outstanding securities
30
Outstanding securities for Royal Oak Michigan
CUSIP
Series / description
Coupon
Maturity
Outstanding
Ratings
First call
780464LM3
ROYAL OAK MICH LTD TAX GO BDS 2018 (MI)*
5.0%
4/1/2027
$1,025,000
—
—
780464KW2
ROYAL OAK MICH TAXABLE LTD TAX GO BDS B (MI)*
3.673%
10/1/2027
$935,000
—
—
780464JR5
ROYAL OAK MICH LTD TAX GO CAP IMPT REF BDS 2016 (MI)*
3.0%
10/1/2027
$800,000
S&P AAFitch AA
10/1/2025
780464KD4
ROYAL OAK MICH TAXABLE LTD TAX GO BDS A (MI)*
3.673%
10/1/2027
$4,820,000
—
—
780464LN1
ROYAL OAK MICH LTD TAX GO BDS 2018 (MI)*
5.0%
4/1/2028
$1,075,000
—
—
780464KE2
ROYAL OAK MICH TAXABLE LTD TAX GO BDS A (MI)*
3.853%
10/1/2028
$5,005,000
S&P AAFitch AA
10/1/2027
780464JD6
—
6.25%
10/1/2028
$1,750,000
—
—
780464KX0
ROYAL OAK MICH TAXABLE LTD TAX GO BDS B (MI)*
3.853%
10/1/2028
$970,000
S&P AAFitch AA
10/1/2027
780464JS3
ROYAL OAK MICH LTD TAX GO CAP IMPT REF BDS 2016 (MI)*
3.0%
10/1/2028
$820,000
S&P AAFitch AA
10/1/2025
780464LP6
ROYAL OAK MICH LTD TAX GO BDS 2018 (MI)*
5.0%
4/1/2029
$1,130,000
S&P AAFitch AA
4/1/2028
780464KY8
ROYAL OAK MICH TAXABLE LTD TAX GO BDS B (MI)*
3.953%
10/1/2029
$1,010,000
S&P AAFitch AA
10/1/2027
780464KF9
ROYAL OAK MICH TAXABLE LTD TAX GO BDS A (MI)*
3.953%
10/1/2029
$5,205,000
S&P AAFitch AA
10/1/2027
780464LQ4
ROYAL OAK MICH LTD TAX GO BDS 2018 (MI)*
5.0%
4/1/2030
$1,185,000
S&P AAFitch AA
4/1/2028
780464KZ5
ROYAL OAK MICH TAXABLE LTD TAX GO BDS B (MI)*
4.053%
10/1/2030
$1,050,000
S&P AAFitch AA
10/1/2027
780464KG7
ROYAL OAK MICH TAXABLE LTD TAX GO BDS A (MI)*
4.053%
10/1/2030
$5,415,000
S&P AAFitch AA
10/1/2027
780464LR2
ROYAL OAK MICH LTD TAX GO BDS 2018 (MI)*
5.0%
4/1/2031
$1,245,000
S&P AAFitch AA
4/1/2028
780464LA9
ROYAL OAK MICH TAXABLE LTD TAX GO BDS B (MI)*
4.153%
10/1/2031
$1,095,000
S&P AAFitch AA
10/1/2027
780464KH5
ROYAL OAK MICH TAXABLE LTD TAX GO BDS A (MI)*
4.153%
10/1/2031
$5,645,000
S&P AAFitch AA
10/1/2027
780464LS0
ROYAL OAK MICH LTD TAX GO BDS 2018 (MI)*
5.0%
4/1/2032
$1,305,000
S&P AAFitch AA
4/1/2028
780464KJ1
ROYAL OAK MICH TAXABLE LTD TAX GO BDS A (MI)*
4.203%
10/1/2032
$5,885,000
S&P AAFitch AA
10/1/2027
780464LB7
ROYAL OAK MICH TAXABLE LTD TAX GO BDS B (MI)*
4.203%
10/1/2032
$1,140,000
S&P AAFitch AA
10/1/2027
780464LT8
ROYAL OAK MICH LTD TAX GO BDS 2018 (MI)*
4.0%
4/1/2033
$1,370,000
S&P AAFitch AA
4/1/2028
780464LU5
ROYAL OAK MICH LTD TAX GO BDS 2018 (MI)*
4.0%
4/1/2034
$1,425,000
S&P AAFitch AA
4/1/2028
780464LV3
ROYAL OAK MICH LTD TAX GO BDS 2018 (MI)*
3.625%
4/1/2035
$1,485,000
S&P AAFitch AA
4/1/2028
780464LW1
ROYAL OAK MICH LTD TAX GO BDS 2018 (MI)*
4.0%
4/1/2036
$1,540,000
S&P AAFitch AA
4/1/2028
780464LX9
ROYAL OAK MICH LTD TAX GO BDS 2018 (MI)*
4.0%
4/1/2037
$1,600,000
S&P AAFitch AA
4/1/2028
780464KK8
ROYAL OAK MICH TAXABLE LTD TAX GO BDS A (MI)*
4.524%
10/1/2037
$33,720,000
S&P AAFitch AA
10/1/2027
780464LC5
ROYAL OAK MICH TAXABLE LTD TAX GO BDS B (MI)*
4.524%
10/1/2037
$6,545,000
S&P AAFitch AA
10/1/2027
780464LY7
ROYAL OAK MICH LTD TAX GO BDS 2018 (MI)*
4.0%
4/1/2038
$1,665,000
S&P AAFitch AA
4/1/2028
780464LZ4
ROYAL OAK MICH LTD TAX GO BDS 2018 (MI)*
5.0%
4/1/2043
$9,555,000
S&P AAFitch AA
4/1/2028
Market activity
EMMA · secondary trades · latest compiled 10/7/2026
Each dot is a reported secondary trade — yield by trade date, sized by par, colored by trade side. Hover for detail.
Trade dateSecurityPriceYieldSizeSide
10/7780464KJ192.365.73%15,000Customer Bought
10/7780464KJ192.265.75%15,000Inter-Dealer Trade
10/7780464KJ192.265.75%15,000Inter-Dealer Trade
9/29780464LQ4101.244.14%25,000Customer Bought
9/29780464LQ4101.244.14%25,000Inter-Dealer Trade
9/25780464KJ190.416.14%15,000Customer Sold
9/25780464KJ191.415.92%15,000Inter-Dealer Trade
Trade prints reported to the MSRB — a live market signal a manual issuer page cannot show.
⚠20 callable securities in this sample carry a stated call price — refunding candidates as rates move.
Document library
18 documents shown · sourced from EMMA & the issuer
Annual financial filings posted to the MSRB’s EMMA, newest first — a reporting-cadence signal. Click a year to open the filing.
8 continuing-disclosure filings compiled
Latest filing within the past year · latest posting 12/19/2025
✓ Issuer website on file
Counts what BondGov has compiled from the MSRB’s EMMA — a coverage fact, not a compliance rating or a days-late claim. Contact routes show as on file only; the address itself is never published here. Verify on EMMA ↗
Standing
as of 10/11/2026
What the public record shows about this issuer’s disclosure practice. Compiled from the MSRB’s EMMA and from award letters governments record themselves. MuniPro confers no credential and issues no rating.
Credentials on record
Conferred by GFOA, recorded from the award letter. Never inferred.
Certificate of Achievement for Excellence in Financial Reporting
No receipt on file
Distinguished Budget Presentation Award
No receipt on file
Popular Annual Financial Reporting Award
No receipt on file
No award letter is on file.
Dated obligations
Filings a law or contract puts a date on.
Not assessed yet.
MuniPro does not hold this issuer’s own continuing-disclosure undertaking date, so no filing is called late here. Why →
Record quality
Disclosure practice — not an assessment of creditworthiness.
Annual reporting compiled
2 of 3
2 of 3 reporting years (2023–2025) have an annual financial filing compiled from the MSRB’s EMMA. The denominator is MuniPro’s 3-year reading window — it is NOT a filing obligation, and a missing year here means no filing was compiled, not that one was owed and skipped.
Record freshness
Within the past year
The newest continuing-disclosure filing MuniPro has compiled for this issuer was posted 296 days ago. This is the age of the public record — it is not a lateness claim, because MuniPro does not hold the date this issuer’s undertaking sets.
Filing timeliness
Not assessed yet.
Timeliness needs the date this issuer’s own continuing-disclosure undertaking sets. MuniPro does not hold it, and will not substitute a generic interval.
Standing describes disclosure practice — not an assessment of creditworthiness. It is not a rating, a rank against other governments, or a MuniPro credential.
See the full computation →
Frequently asked questions
Outstanding securities, official statements, and continuing-disclosure filings are compiled from the MSRB’s EMMA system and other public records. This profile is auto-compiled and has not yet been claimed by the issuer.
No. BondGov aggregates public information for transparency. Nothing here is an offer, solicitation, or recommendation. Consult the official statement and your own advisors before investing.