BondGov profile for Ludington Michigan Area School District, compiled from public sources
L
Ludington Michigan Area Sch…
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🌐 Compiled from MSRB EMMA & public records · read-only public record · debt as of 10/10/2026 · latest compiled trade 10/8/2026 · compiled filing 12/15/2025
Bonds issued forSchools & education
Credit ratings
agency-stated
S&P
AA
23 rated securities · insured
Maturity profile
par maturing by year · as of 10/10/2026
Recent activity
rating actions & filings
Annual Financial Information and Operating Data filed
12/15/2025 · Annual Financial Information and Operating Data: Annual Informa…
Audited Financial Statements or ACFR filed
11/6/2025 · Audited Financial Statements or ACFR: Audit Report
Annual Financial Information and Operating Data filed
12/18/2024 · Annual Financial Information and Operating Data: Annual Informa…
Audited Financial Statements or ACFR filed
12/18/2024 · Audited Financial Statements or ACFR: Audit Report
Annual Financial Information and Operating Data filed
12/22/2023 · Annual Financial Information and Operating Data: Annual Informa…
Audited Financial Statements or ACFR filed
11/13/2023 · Audited Financial Statements or ACFR: Audit Report
In context
Larger than 86% of MI issuers by debt outstanding · #198 of 1457
Debt overview
EMMA-derived
Outstanding par (EMMA est.)—
Securities45
Callable53%
Debt service
estimated principal + interest by year
Estimated at current coupons — principal at maturity plus a full year’s interest on bonds still outstanding. Compiled from EMMA security data; not a substitute for the official statement.
Outstanding securities
45
Outstanding securities for Ludington Michigan Area School District
CUSIP
Series / description
Coupon
Maturity
Outstanding
Ratings
First call
549637EJ1
LUDINGTON MICH AREA SCH DIST GO ULTD BLDG SITE BDS MA…
5.0%
11/1/2026
$860,000
—
—
549637FM3
LUDINGTON MICH AREA SCH DIST GO UNLTD TAX BLDG SITE B…
5.0%
11/1/2026
$1,415,000
—
—
549637FN1
LUDINGTON MICH AREA SCH DIST GO UNLTD TAX BLDG SITE B…
5.0%
11/1/2027
$1,445,000
—
—
549637EK8
LUDINGTON MICH AREA SCH DIST GO ULTD BLDG SITE BDS MA…
5.0%
11/1/2027
$905,000
—
—
549637EL6
LUDINGTON MICH AREA SCH DIST GO ULTD BLDG SITE BDS MA…
5.0%
11/1/2028
$950,000
—
—
549637FP6
LUDINGTON MICH AREA SCH DIST GO UNLTD TAX BLDG SITE B…
5.0%
11/1/2028
$1,475,000
—
—
549637FQ4
LUDINGTON MICH AREA SCH DIST GO UNLTD TAX BLDG SITE B…
5.0%
11/1/2029
$1,505,000
—
—
549637EM4
LUDINGTON MICH AREA SCH DIST GO ULTD BLDG SITE BDS MA…
5.0%
11/1/2029
$1,000,000
S&P AA
5/1/2029
549637EN2
LUDINGTON MICH AREA SCH DIST GO ULTD BLDG SITE BDS MA…
4.0%
11/1/2030
$1,045,000
S&P AA
5/1/2029
549637FR2
LUDINGTON MICH AREA SCH DIST GO UNLTD TAX BLDG SITE B…
5.0%
11/1/2030
$1,540,000
—
—
549637EP7
LUDINGTON MICH AREA SCH DIST GO ULTD BLDG SITE BDS MA…
4.0%
11/1/2031
$1,090,000
S&P AA
5/1/2029
549637FS0
LUDINGTON MICH AREA SCH DIST GO UNLTD TAX BLDG SITE B…
5.0%
11/1/2031
$1,575,000
—
—
549637FT8
LUDINGTON MICH AREA SCH DIST GO UNLTD TAX BLDG SITE B…
5.0%
11/1/2032
$1,610,000
S&P AA
5/1/2032
549637EQ5
LUDINGTON MICH AREA SCH DIST GO ULTD BLDG SITE BDS MA…
4.0%
11/1/2032
$1,135,000
S&P AA
5/1/2029
549637FU5
LUDINGTON MICH AREA SCH DIST GO UNLTD TAX BLDG SITE B…
5.0%
11/1/2033
$1,650,000
S&P AA
5/1/2032
549637ER3
LUDINGTON MICH AREA SCH DIST GO ULTD BLDG SITE BDS MA…
4.0%
11/1/2033
$1,180,000
S&P AA
5/1/2029
549637FV3
LUDINGTON MICH AREA SCH DIST GO UNLTD TAX BLDG SITE B…
5.0%
11/1/2034
$1,695,000
S&P AA
5/1/2032
549637ES1
LUDINGTON MICH AREA SCH DIST GO ULTD BLDG SITE BDS MA…
4.0%
11/1/2034
$1,225,000
S&P AA
5/1/2029
549637ET9
LUDINGTON MICH AREA SCH DIST GO ULTD BLDG SITE BDS MA…
4.0%
11/1/2035
$1,275,000
—
5/1/2029
549637FW1
LUDINGTON MICH AREA SCH DIST GO UNLTD TAX BLDG SITE B…
5.0%
11/1/2035
$1,735,000
S&P AA
5/1/2032
549637FX9
LUDINGTON MICH AREA SCH DIST GO UNLTD TAX BLDG SITE B…
4.0%
11/1/2036
$1,780,000
S&P AA
5/1/2032
549637FY7
LUDINGTON MICH AREA SCH DIST GO UNLTD TAX BLDG SITE B…
4.0%
11/1/2037
$1,825,000
S&P AA
5/1/2032
549637EW2
LUDINGTON MICH AREA SCH DIST GO ULTD BLDG SITE BDS MA…
3.0%
11/1/2038
$4,085,000
S&P AA
5/1/2029
549637FZ4
LUDINGTON MICH AREA SCH DIST GO UNLTD TAX BLDG SITE B…
4.0%
11/1/2038
$1,870,000
S&P AA
5/1/2032
549637GA8
LUDINGTON MICH AREA SCH DIST GO UNLTD TAX BLDG SITE B…
4.0%
11/1/2039
$1,925,000
S&P AA
5/1/2032
549637GB6
LUDINGTON MICH AREA SCH DIST GO UNLTD TAX BLDG SITE B…
4.0%
11/1/2040
$1,975,000
S&P AA
5/1/2032
549637GC4
LUDINGTON MICH AREA SCH DIST GO UNLTD TAX BLDG SITE B…
4.0%
11/1/2041
$2,030,000
S&P AA
5/1/2032
549637GD2
LUDINGTON MICH AREA SCH DIST GO UNLTD TAX BLDG SITE B…
4.0%
11/1/2042
$2,090,000
S&P AA
5/1/2032
549637GE0
LUDINGTON MICH AREA SCH DIST GO UNLTD TAX BLDG SITE B…
4.0%
11/1/2043
$2,150,000
S&P AA
5/1/2032
549637FB7
LUDINGTON MICH AREA SCH DIST GO ULTD BLDG SITE BDS MA…
3.0%
11/1/2043
$7,680,000
S&P AA
5/1/2029
549637GF7
LUDINGTON MICH AREA SCH DIST GO UNLTD TAX BLDG SITE B…
4.0%
11/1/2044
$2,015,000
S&P AA
5/1/2032
549637GG5
—
—
5/1/2045
—
—
—
549637GH3
—
—
11/1/2045
—
—
—
549637GJ9
—
—
5/1/2046
—
—
—
549637GK6
—
—
11/1/2046
—
—
—
549637GL4
—
—
5/1/2047
—
—
—
549637GM2
—
—
11/1/2047
—
—
—
549637GN0
—
—
5/1/2048
—
—
—
549637GP5
—
—
11/1/2048
—
—
—
549637FG6
LUDINGTON MICH AREA SCH DIST GO ULTD BLDG SITE BDS MA…
3.125%
11/1/2048
$8,945,000
S&P AA
5/1/2029
549637GQ3
—
—
5/1/2049
—
—
—
549637GR1
—
—
11/1/2049
—
—
—
549637GS9
—
—
5/1/2050
—
—
—
549637GT7
—
—
11/1/2050
—
—
—
549637GU4
LUDINGTON MICH AREA SCH DIST GO UNLTD TAX BLDG SITE B…
4.0%
5/1/2051
$18,395,000
S&P AA
5/1/2032
Market activity
EMMA · secondary trades · latest compiled 10/8/2026
Each dot is a reported secondary trade — yield by trade date, sized by par, colored by trade side. Hover for detail.
Trade dateSecurityPriceYieldSizeSide
10/8549637ER393.435.12%25,000Customer Sold
10/8549637ER394.594.92%25,000Inter-Dealer Trade
10/8549637ER394.434.94%25,000Inter-Dealer Trade
10/8549637GU472.816.16%5,000Customer Sold
10/8549637GU473.116.13%5,000Inter-Dealer Trade
10/7549637EW274.496.00%10,000Customer Sold
10/7549637EW274.715.97%10,000Customer Bought
Trade prints reported to the MSRB — a live market signal a manual issuer page cannot show.
⚠20 callable securities in this sample carry a stated call price — refunding candidates as rates move.
Document library
18 documents shown · sourced from EMMA & the issuer
Annual financial filings posted to the MSRB’s EMMA, newest first — a reporting-cadence signal. Click a year to open the filing.
11 continuing-disclosure filings compiled
Latest filing within the past year · latest posting 12/15/2025
✓ Issuer website on file
Counts what BondGov has compiled from the MSRB’s EMMA — a coverage fact, not a compliance rating or a days-late claim. Contact routes show as on file only; the address itself is never published here. Verify on EMMA ↗
Standing
as of 10/11/2026
What the public record shows about this issuer’s disclosure practice. Compiled from the MSRB’s EMMA and from award letters governments record themselves. MuniPro confers no credential and issues no rating.
Credentials on record
Conferred by GFOA, recorded from the award letter. Never inferred.
Certificate of Achievement for Excellence in Financial Reporting
No receipt on file
Distinguished Budget Presentation Award
No receipt on file
Popular Annual Financial Reporting Award
No receipt on file
No award letter is on file.
Dated obligations
Filings a law or contract puts a date on.
Not assessed yet.
MuniPro does not hold this issuer’s own continuing-disclosure undertaking date, so no filing is called late here. Why →
Record quality
Disclosure practice — not an assessment of creditworthiness.
Annual reporting compiled
2 of 3
2 of 3 reporting years (2023–2025) have an annual financial filing compiled from the MSRB’s EMMA. The denominator is MuniPro’s 3-year reading window — it is NOT a filing obligation, and a missing year here means no filing was compiled, not that one was owed and skipped.
Record freshness
Within the past year
The newest continuing-disclosure filing MuniPro has compiled for this issuer was posted 300 days ago. This is the age of the public record — it is not a lateness claim, because MuniPro does not hold the date this issuer’s undertaking sets.
Filing timeliness
Not assessed yet.
Timeliness needs the date this issuer’s own continuing-disclosure undertaking sets. MuniPro does not hold it, and will not substitute a generic interval.
Standing describes disclosure practice — not an assessment of creditworthiness. It is not a rating, a rank against other governments, or a MuniPro credential.
See the full computation →
Frequently asked questions
Outstanding securities, official statements, and continuing-disclosure filings are compiled from the MSRB’s EMMA system and other public records. This profile is auto-compiled and has not yet been claimed by the issuer.
No. BondGov aggregates public information for transparency. Nothing here is an offer, solicitation, or recommendation. Consult the official statement and your own advisors before investing.