Compiled from MSRB EMMA & public records · read-only public record · debt as of Sep 13, 2026 · latest trade Sep 2, 2026 · latest filing Mar 27, 2026
Bonds issued for
Schools & education
Credit ratings
agency-statedS&P
AA-
6 rated securities · insured
Maturity profile
par maturing by year · as of Sep 2026Recent activity
rating actions & filingsAudited Financial Statements or ACFR filed
Mar 27, 2026 · Audited Financial Statements or ACFR: Garwood BOE 2025 ACFR, Bu…
Audited Financial Statements or ACFR filed
Apr 3, 2025 · Audited Financial Statements or ACFR: Garwood BOE 2024 ACFR, Bu…
Failure to Provide Annual Financial Information filed
Jun 20, 2024 · Failure to Provide Annual Financial Information: Garwood BOE Fa…
Audited Financial Statements or ACFR filed
Jun 20, 2024 · Audited Financial Statements or ACFR: Garwood BOE 2023 ACFR
Budget filed
Feb 1, 2024 · Budget: Garwood BOE 2024 Budget
Audited Financial Statements or ACFR filed
Jul 6, 2023 · Audited Financial Statements or ACFR: Garwood BOE 2022 ACFR
Debt overview
EMMA-derivedOutstanding par (EMMA est.)—
Securities18
Callable0%
Outstanding securities
18Market activity
EMMA · secondary trades · latest Sep 2, 2026Each dot is a reported secondary trade — yield by trade date, sized by par, colored by trade side. Hover for detail.
Trade dateSecurityPriceYieldSizeSide
Sep 2
366694DE4
104.02
2.77%
10,000
Inter-Dealer Trade
Sep 2
366694DE4
104.02
2.77%
10,000
Customer Bought
Aug 31
366694DE4
103.60
3.01%
10,000
Inter-Dealer Trade
Aug 31
366694DE4
103.54
3.04%
10,000
Customer Sold
Dec 22
366694DJ3
114.20
2.63%
50,000
Customer Bought
Dec 22
366694DJ3
114.08
2.65%
50,000
Inter-Dealer Trade
Dec 2
366694DE4
106.03
2.60%
30,000
Customer Bought
Trade prints reported to the MSRB — a live market signal a manual issuer page cannot show.
Document library
25 documents · sourced from EMMA & the issuer
G
Budget
Garwood BOE 2025 ACFR, Budget: Garwood BOE 2026 Budget, Failure to Provide Annual Financi…
BudgetsMar 2026
BudgetEMMA · disclosure
G
Budget
Garwood BOE 2024 ACFR, Budget: Garwood BOE 2025 Budget, Failure to Provide Annual Financi…
BudgetsApr 2025
BudgetEMMA · disclosure
G
Annual Data
Failure to Provide Annual Financial Information: Garwood BOE Failure to File
Annual / Operating DataJun 2024
Annual DataEMMA · disclosure
G
Financial
Garwood BOE 2023 ACFR
Financial ReportsJun 2024
FinancialEMMA · disclosure
G
Budget
Budget: Garwood BOE 2024 Budget
BudgetsFeb 2024
BudgetEMMA · disclosure
G
Financial
Garwood BOE 2022 ACFR
Financial ReportsJul 2023
FinancialEMMA · disclosure
G
Annual Data
Failure to Provide Annual Financial Information: NJ BOE Failure to File
Annual / Operating DataFeb 2023
Annual DataEMMA · disclosure
G
Budget
Budget: Garwood BOE 2023 Budget
BudgetsJan 2023
BudgetEMMA · disclosure
G
OS
REFUNDING SCHOOL BONDS (NON-CALLABLE)(BANK-QUALIFIED)
Official StatementsApr 2022
OSEMMA · official statement
G
Financial
Garwood BOE 2021 CAFR
Financial ReportsMar 2022
FinancialEMMA · disclosure
G
Annual Data
Failure to Provide Annual Financial Information: Garwood BOE Failure to File
Annual / Operating DataMar 2022
Annual DataEMMA · disclosure
G
Budget
Budget: Garwood BOE 2022 Budget
BudgetsJan 2022
BudgetEMMA · disclosure
G
Financial
Garwood BOE 2020 CAFR
Financial ReportsJan 2021
FinancialEMMA · disclosure
G
Budget
Budget: Garwood BOE 2021 Budget
BudgetsJan 2021
BudgetEMMA · disclosure
G
Financial
Garwood BOE 2019 CAFR
Financial ReportsJan 2020
FinancialEMMA · disclosure
G
Budget
Budget: Garwood BOE 2020 Budget
BudgetsJan 2020
BudgetEMMA · disclosure
G
Financial
Garwood BOE 2018 CAFR
Financial ReportsFeb 2019
FinancialEMMA · disclosure
G
Budget
Budget: Garwood BOE 2019 Budget
BudgetsJan 2019
BudgetEMMA · disclosure
G
Financial
Garwood BOE 2018 Draft CAFR
Financial ReportsJan 2019
FinancialEMMA · disclosure
G
Financial
Garwood BOE 2017 CAFR
Financial ReportsDec 2017
FinancialEMMA · disclosure
G
Budget
Budget: Garwood BOE 2018 Budget
BudgetsOct 2017
BudgetEMMA · disclosure
G
Budget
Budget: Garwood BOE - 2017 Budget
BudgetsDec 2016
BudgetEMMA · disclosure
G
Financial
Garwood BOE - 2016 CAFR
Financial ReportsDec 2016
FinancialEMMA · disclosure
G
OS
REFUNDING SCHOOL BONDS
Official StatementsAug 2012
OSEMMA · official statement
G
OS
Official Statements
Official StatementsSep 2002
OSEMMA · official statement
Annual / Operating Data
Failure to Provide Annual Financial Information: Garwood BOE Failure to File
Failure to Provide Annual Financial Information: NJ BOE Failure to File
Failure to Provide Annual Financial Information: Garwood BOE Failure to File
Budgets
Garwood BOE 2025 ACFR, Budget: Garwood BOE 2026 Budget, Failure to Provide Annual Financial Information: Failure to Tim…
Garwood BOE 2024 ACFR, Budget: Garwood BOE 2025 Budget, Failure to Provide Annual Financial Information: Failure to Tim…
Budget: Garwood BOE 2024 Budget
Budget: Garwood BOE 2023 Budget
Budget: Garwood BOE 2022 Budget
Budget: Garwood BOE 2021 Budget
Budget: Garwood BOE 2020 Budget
Budget: Garwood BOE 2019 Budget
Budget: Garwood BOE 2018 Budget
Budget: Garwood BOE - 2017 Budget
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Disclosure record
2 years of annual filings on EMMA22 continuing-disclosure filings compiled
Latest filing within the past year · Mar 2026
Public documents
25Public contact
ListedAnnual financial filings posted to the MSRB’s EMMA, newest first — a reporting-cadence signal. Click a year to open the filing.
22 continuing-disclosure filings compiled
Latest filing within the past year · latest posting 2026-03-27
✓ Issuer website on file
Counts what BondGov has compiled from the MSRB’s EMMA — a coverage fact, not a compliance rating or a days-late claim. Contact routes show as on file only; the address itself is never published here. Verify on EMMA ↗
Standing
as of Sep 13, 2026What the public record shows about this issuer’s disclosure practice. Compiled from the MSRB’s EMMA and from award letters governments record themselves. MuniPro confers no credential and issues no rating.
Credentials on record
Conferred by GFOA, recorded from the award letter. Never inferred.
Certificate of Achievement for Excellence in Financial Reporting
No receipt on file
Distinguished Budget Presentation Award
No receipt on file
Popular Annual Financial Reporting Award
No receipt on file
Nothing recorded here means nothing has been recorded — not that an award was withheld.
Dated obligations
Filings a law or contract puts a date on.
Not measured
MuniPro does not hold this issuer’s own continuing-disclosure undertaking date, so no filing is called late here. Why →
Record quality
Disclosure practice — not an assessment of creditworthiness.
Annual reporting compiled
2 of 3
2 of 3 reporting years (2023–2025) have an annual financial filing compiled from the MSRB’s EMMA. The denominator is MuniPro’s 3-year reading window — it is NOT a filing obligation, and a missing year here means no filing was compiled, not that one was owed and skipped.
Record freshness
Within the past year
The newest continuing-disclosure filing MuniPro has compiled for this issuer was posted 170 days ago. This is the age of the public record — it is not a lateness claim, because MuniPro does not hold the date this issuer’s undertaking sets.
Filing timeliness
Not measured
Timeliness needs the date this issuer’s own continuing-disclosure undertaking sets. MuniPro does not hold it, and will not substitute a generic interval.
Standing describes disclosure practice — not an assessment of creditworthiness. It is not a rating, a rank against other governments, or a MuniPro credential. See the full computation →