🌐 Compiled from MSRB EMMA & public records · read-only public record · debt as of Sep 11, 2026 · latest trade Sep 10, 2026 · latest filing Mar 24, 2026
Credit ratings
not compiled
No agency ratings have been compiled for this issuer from EMMA’s per-security feed. This is a coverage gap, not a statement that the issuer is unrated — ratings may be stated on the official statements or the rating agencies’ own sites.
Maturity profile
par maturing by year · as of Sep 2026
Recent activity
rating actions & filings
Annual Financial Information and Operating Data filed
Mar 24, 2026 · Annual Financial Information and Operating Data: 2025 Annual Re…
Budget filed
Mar 24, 2026 · Budget: 2026 Budget - City of Gardendale, AL
Audited Financial Statements or ACFR filed
Mar 24, 2026 · Audited Financial Statements or ACFR: 2025 Audited Financial St…
Annual Financial Information and Operating Data filed
Mar 26, 2025 · Annual Financial Information and Operating Data: 2024 Annual Re…
Audited Financial Statements or ACFR filed
Mar 26, 2025 · Audited Financial Statements or ACFR: 2024 Notice of Filing Una…
In context
Larger than 77% of AL issuers by debt outstanding · #229 of 998
Debt overview
EMMA-derived
Outstanding par (EMMA est.)—
Securities64
Callable44%
Debt service
estimated principal + interest by year
Estimated at current coupons — principal at maturity plus a full year’s interest on bonds still outstanding. Compiled from EMMA security data; not a substitute for the official statement.
Outstanding securities
64
Outstanding securities for Gardendale Alabama
CUSIP
Series / description
Coupon
Maturity
Outstanding
Ratings
First call
365478FJ0
GARDENDALE ALA GO WTS 2019 B (AL)*
5.0%
Oct 1, 2026
$450,000
—
—
365478GN0
GARDENDALE ALA GO WTS 2021 B (AL)*
4.0%
May 1, 2027
$660,000
—
—
365478EV4
GARDENDALE ALA GO WTS 2019 (AL)*
5.0%
Jun 1, 2027
$445,000
—
—
365478DG8
GARDENDALE ALA GO WTS 2013 (AL)*
3.0%
Jun 1, 2027
$470,000
—
—
365478DW3
GARDENDALE ALA GO WTS 2017 (AL)*
3.15%
Jul 1, 2027
$285,000
—
—
365478FR2
GARDENDALE ALA TAXABLE GO WTS 2021 (AL)*
2.0%
Jul 1, 2027
$340,000
—
—
365478GP5
GARDENDALE ALA GO WTS 2021 B (AL)*
4.0%
May 1, 2028
$685,000
—
—
365478DH6
GARDENDALE ALA GO WTS 2013 (AL)*
3.1%
Jun 1, 2028
$480,000
—
—
365478EW2
GARDENDALE ALA GO WTS 2019 (AL)*
4.0%
Jun 1, 2028
$460,000
—
—
365478DX1
GARDENDALE ALA GO WTS 2017 (AL)*
3.25%
Jul 1, 2028
$290,000
—
—
365478FS0
GARDENDALE ALA TAXABLE GO WTS 2021 (AL)*
2.0%
Jul 1, 2028
$340,000
—
—
365478GQ3
GARDENDALE ALA GO WTS 2021 B (AL)*
4.0%
May 1, 2029
$710,000
—
—
365478DJ2
GARDENDALE ALA GO WTS 2013 (AL)*
3.25%
Jun 1, 2029
$495,000
—
—
365478EX0
GARDENDALE ALA GO WTS 2019 (AL)*
4.0%
Jun 1, 2029
$480,000
—
—
365478DY9
GARDENDALE ALA GO WTS 2017 (AL)*
3.35%
Jul 1, 2029
$300,000
—
—
365478FT8
GARDENDALE ALA TAXABLE GO WTS 2021 (AL)*
2.0%
Jul 1, 2029
$350,000
—
—
365478GR1
GARDENDALE ALA GO WTS 2021 B (AL)*
4.0%
May 1, 2030
$740,000
—
—
365478DK9
GARDENDALE ALA GO WTS 2013 (AL)*
3.25%
Jun 1, 2030
$515,000
—
—
365478EY8
GARDENDALE ALA GO WTS 2019 (AL)*
3.0%
Jun 1, 2030
$500,000
—
June 1, 2029
365478DZ6
GARDENDALE ALA GO WTS 2017 (AL)*
3.5%
Jul 1, 2030
$310,000
—
—
365478FU5
GARDENDALE ALA TAXABLE GO WTS 2021 (AL)*
2.0%
Jul 1, 2030
$355,000
—
—
365478GS9
GARDENDALE ALA GO WTS 2021 B (AL)*
4.0%
May 1, 2031
$770,000
—
—
365478EZ5
GARDENDALE ALA GO WTS 2019 (AL)*
2.0%
Jun 1, 2031
$515,000
—
June 1, 2029
365478DL7
GARDENDALE ALA GO WTS 2013 (AL)*
3.35%
Jun 1, 2031
$530,000
—
—
365478EA0
GARDENDALE ALA GO WTS 2017 (AL)*
3.55%
Jul 1, 2031
$325,000
—
—
365478FV3
GARDENDALE ALA TAXABLE GO WTS 2021 (AL)*
2.0%
Jul 1, 2031
$365,000
—
Jan. 1, 2031
365478GT7
GARDENDALE ALA GO WTS 2021 B (AL)*
4.0%
May 1, 2032
$800,000
—
May 1, 2031
365478DM5
GARDENDALE ALA GO WTS 2013 (AL)*
3.4%
Jun 1, 2032
$550,000
—
—
365478FA9
GARDENDALE ALA GO WTS 2019 (AL)*
2.1%
Jun 1, 2032
$530,000
—
June 1, 2029
365478FW1
GARDENDALE ALA TAXABLE GO WTS 2021 (AL)*
2.0%
Jul 1, 2032
$370,000
—
Jan. 1, 2031
365478EB8
GARDENDALE ALA GO WTS 2017 (AL)*
3.65%
Jul 1, 2032
$335,000
—
—
365478GU4
GARDENDALE ALA GO WTS 2021 B (AL)*
4.0%
May 1, 2033
$835,000
—
May 1, 2031
365478DN3
GARDENDALE ALA GO WTS 2013 (AL)*
3.5%
Jun 1, 2033
$565,000
—
—
365478FB7
GARDENDALE ALA GO WTS 2019 (AL)*
2.15%
Jun 1, 2033
$535,000
—
June 1, 2029
365478FX9
GARDENDALE ALA TAXABLE GO WTS 2021 (AL)*
2.0%
Jul 1, 2033
$375,000
—
Jan. 1, 2031
365478EC6
GARDENDALE ALA GO WTS 2017 (AL)*
3.7%
Jul 1, 2033
$345,000
—
—
365478GV2
GARDENDALE ALA GO WTS 2021 B (AL)*
4.0%
May 1, 2034
$865,000
—
May 1, 2031
365478ED4
GARDENDALE ALA GO WTS 2017 (AL)*
3.8%
Jul 1, 2034
$360,000
—
—
365478FY7
GARDENDALE ALA TAXABLE GO WTS 2021 (AL)*
2.0%
Jul 1, 2034
$385,000
—
Jan. 1, 2031
365478GW0
GARDENDALE ALA GO WTS 2021 B (AL)*
4.0%
May 1, 2035
$900,000
—
May 1, 2031
365478FZ4
GARDENDALE ALA TAXABLE GO WTS 2021 (AL)*
2.1%
Jul 1, 2035
$395,000
—
Jan. 1, 2031
365478EE2
GARDENDALE ALA GO WTS 2017 (AL)*
3.85%
Jul 1, 2035
$375,000
—
—
365478GX8
GARDENDALE ALA GO WTS 2021 B (AL)*
4.0%
May 1, 2036
$935,000
—
May 1, 2031
365478GA8
GARDENDALE ALA TAXABLE GO WTS 2021 (AL)*
2.2%
Jul 1, 2036
$400,000
—
Jan. 1, 2031
365478EF9
GARDENDALE ALA GO WTS 2017 (AL)*
3.875%
Jul 1, 2036
$385,000
—
—
365478GY6
GARDENDALE ALA GO WTS 2021 B (AL)*
4.0%
May 1, 2037
$975,000
—
May 1, 2031
365478EG7
GARDENDALE ALA GO WTS 2017 (AL)*
3.9%
Jul 1, 2037
$400,000
—
—
365478GB6
GARDENDALE ALA TAXABLE GO WTS 2021 (AL)*
2.3%
Jul 1, 2037
$410,000
—
Jan. 1, 2031
365478GZ3
GARDENDALE ALA GO WTS 2021 B (AL)*
4.0%
May 1, 2038
$1,015,000
—
May 1, 2031
365478EH5
GARDENDALE ALA GO WTS 2017 (AL)*
4.0%
Jul 1, 2038
$415,000
—
—
365478GC4
GARDENDALE ALA TAXABLE GO WTS 2021 (AL)*
2.4%
Jul 1, 2038
$415,000
—
Jan. 1, 2031
365478HA7
GARDENDALE ALA GO WTS 2021 B (AL)*
4.0%
May 1, 2039
$1,055,000
—
May 1, 2031
365478GD2
GARDENDALE ALA TAXABLE GO WTS 2021 (AL)*
2.45%
Jul 1, 2039
$430,000
—
Jan. 1, 2031
365478EJ1
GARDENDALE ALA GO WTS 2017 (AL)*
4.0%
Jul 1, 2039
$435,000
—
—
365478HB5
GARDENDALE ALA GO WTS 2021 B (AL)*
4.0%
May 1, 2040
$1,095,000
—
May 1, 2031
365478GE0
GARDENDALE ALA TAXABLE GO WTS 2021 (AL)*
2.5%
Jul 1, 2040
$440,000
—
Jan. 1, 2031
365478EK8
GARDENDALE ALA GO WTS 2017 (AL)*
4.0%
Jul 1, 2040
$450,000
—
—
365478HC3
GARDENDALE ALA GO WTS 2021 B (AL)*
4.0%
May 1, 2041
$1,140,000
—
May 1, 2031
365478GF7
GARDENDALE ALA TAXABLE GO WTS 2021 (AL)*
2.55%
Jul 1, 2041
$450,000
—
Jan. 1, 2031
365478EL6
GARDENDALE ALA GO WTS 2017 (AL)*
4.0%
Jul 1, 2041
$470,000
—
—
365478EM4
GARDENDALE ALA GO WTS 2017 (AL)*
4.0%
Jul 1, 2042
$490,000
—
—
365478GG5
GARDENDALE ALA TAXABLE GO WTS 2021 (AL)*
2.6%
Jul 1, 2042
$465,000
—
Jan. 1, 2031
365478HD1
GARDENDALE ALA GO WTS 2021 B (AL)*
4.0%
May 1, 2046
$6,430,000
—
May 1, 2031
365478HE9
GARDENDALE ALA GO WTS 2021 B (AL)*
4.0%
May 1, 2051
$7,820,000
—
May 1, 2031
Market activity
EMMA · secondary trades · latest Sep 10, 2026
Each dot is a reported secondary trade — yield by trade date, sized by par, colored by trade side. Hover for detail.
Annual financial filings posted to the MSRB’s EMMA, newest first — a reporting-cadence signal. Click a year to open the filing.
23 continuing-disclosure filings compiled
Latest filing within the past year · latest posting 2026-03-24
Counts what BondGov has compiled from the MSRB’s EMMA — a coverage fact, not a compliance rating or a days-late claim. Contact routes show as on file only; the address itself is never published here. Verify on EMMA ↗
Standing
as of Sep 11, 2026
What the public record shows about this issuer’s disclosure practice. Compiled from the MSRB’s EMMA and from award letters governments record themselves. MuniPro confers no credential and issues no rating.
Credentials on record
Conferred by GFOA, recorded from the award letter. Never inferred.
Certificate of Achievement for Excellence in Financial Reporting
No receipt on file
Distinguished Budget Presentation Award
No receipt on file
Popular Annual Financial Reporting Award
No receipt on file
Nothing recorded here means nothing has been recorded — not that an award was withheld.
Dated obligations
Filings a law or contract puts a date on.
Not measured
MuniPro does not hold this issuer’s own continuing-disclosure undertaking date, so no filing is called late here. Why →
Record quality
Disclosure practice — not an assessment of creditworthiness.
Annual reporting compiled
2 of 3
2 of 3 reporting years (2023–2025) have an annual financial filing compiled from the MSRB’s EMMA. The denominator is MuniPro’s 3-year reading window — it is NOT a filing obligation, and a missing year here means no filing was compiled, not that one was owed and skipped.
Record freshness
Within the past year
The newest continuing-disclosure filing MuniPro has compiled for this issuer was posted 171 days ago. This is the age of the public record — it is not a lateness claim, because MuniPro does not hold the date this issuer’s undertaking sets.
Filing timeliness
Not measured
Timeliness needs the date this issuer’s own continuing-disclosure undertaking sets. MuniPro does not hold it, and will not substitute a generic interval.
Standing describes disclosure practice — not an assessment of creditworthiness. It is not a rating, a rank against other governments, or a MuniPro credential.
See the full computation →
Frequently asked questions
Outstanding securities, official statements, and continuing-disclosure filings are compiled from the MSRB’s EMMA system and other public records. This profile is auto-compiled and has not yet been claimed by the issuer.
No. BondGov aggregates public information for transparency. Nothing here is an offer, solicitation, or recommendation. Consult the official statement and your own advisors before investing.