Compiled from MSRB EMMA & public records · read-only public record · debt as of Sep 13, 2026 · latest trade Sep 10, 2026 · latest filing Oct 27, 2025
Bonds issued for
Schools & education
Credit ratings
not compiledNo agency ratings have been compiled for this issuer from EMMA’s per-security feed. This is a coverage gap, not a statement that the issuer is unrated — ratings may be stated on the official statements or the rating agencies’ own sites.
Maturity profile
par maturing by year · as of Sep 2026Recent activity
rating actions & filingsOfficial statement posted
Feb 13, 2026 · 2026 REFUNDING BONDS (GENERAL OBLIGATION - UNLIMITED TAX)
Annual Financial Information and Operating Data filed
Oct 27, 2025 · Annual Financial Information and Operating Data: Dowagiac Union…
Annual Financial Information and Operating Data filed
Dec 4, 2024 · Annual Financial Information and Operating Data: Dowagiac Union…
Annual Financial Information and Operating Data filed
Oct 13, 2023 · Annual Financial Information and Operating Data: Dowagiac Union…
Annual Financial Information and Operating Data filed
Nov 28, 2022 · Annual Financial Information and Operating Data: Dowagiac Union…
Annual Financial Information and Operating Data filed
Dec 14, 2021 · Annual Financial Information and Operating Data: Dowagiac Union…
Debt overview
EMMA-derivedOutstanding par (EMMA est.)—
Securities40
Callable13%
Outstanding securities
40Market activity
EMMA · secondary trades · latest Sep 10, 2026Each dot is a reported secondary trade — yield by trade date, sized by par, colored by trade side. Hover for detail.
Trade dateSecurityPriceYieldSizeSide
Sep 10
260633GL0
107.67
3.69%
100,000
Customer Sold
Sep 9
260633GE6
101.13
3.20%
5,000
Inter-Dealer Trade
Sep 9
260633GE6
101.13
3.20%
5,000
Customer Sold
Sep 9
260633GE6
101.23
3.04%
5,000
Customer Bought
Sep 9
260633GF3
102.70
3.30%
5,000
Customer Sold
Sep 9
260633GF3
102.70
3.30%
5,000
Inter-Dealer Trade
Sep 9
260633GF3
102.80
3.24%
5,000
Customer Bought
Trade prints reported to the MSRB — a live market signal a manual issuer page cannot show.
10 callable securities carry a stated call price — refunding candidates as rates move.
Document library
16 documents · sourced from EMMA & the issuer
D
OS
2026 REFUNDING BONDS (GENERAL OBLIGATION - UNLIMITED TAX)
Official StatementsFeb 2026
OSEMMA · official statement
D
Financial
Dowagiac Union School District - 2025 Annual Disclosure Statement, Audited Financial Stat…
Financial ReportsOct 2025
FinancialEMMA · disclosure
D
Financial
Dowagiac Union School District - 2024 Annual Disclosure Statement, Audited Financial Stat…
Financial ReportsDec 2024
FinancialEMMA · disclosure
D
Financial
Dowagiac Union School District - FYE 2023 Annual Disclosure Statement, Audited Financial …
Financial ReportsOct 2023
FinancialEMMA · disclosure
D
Financial
Dowagiac Union School District - FYE 2022 Annual Disclosure Statement, Audited Financial …
Financial ReportsNov 2022
FinancialEMMA · disclosure
D
Financial
Dowagiac Union School District - FYE 2021 Annual Disclosure Statement , Audited Financial…
Financial ReportsDec 2021
FinancialEMMA · disclosure
D
OS
2020 REFUNDING BONDS (GENERAL OBLIGATION - UNLIMITED TAX)
Official StatementsJan 2020
OSEMMA · official statement
D
OS
2020 REFUNDING BONDS (GENERAL OBLIGATION - UNLIMITED TAX)
Official StatementsJan 2020
OSEMMA · official statement
D
OS
2016 SCHOOL BUILDING & SITE BONDS (GENERAL OBLIGATION - UNLIMITED TAX)
Official StatementsFeb 2016
OSEMMA · official statement
D
OS
2015 REFUNDING BONDS GENERAL OBLIGATION - UNLIMITED TAX
Official StatementsAug 2015
OSEMMA · official statement
D
OS
2010 REFUNDING BONDS (GENERAL OBLIGATION - UNLIMITED TAX)
Official StatementsNov 2010
OSEMMA · official statement
D
OS
2010 REFUNDING BONDS (GENERAL OBLIGATION - UNLIMITED TAX)
Official StatementsNov 2010
OSEMMA · official statement
D
OS
REF GO SCHOOL BDS 2005
Official StatementsDec 2005
OSEMMA · official statement
D
OS
UNLIMITED TAX BOND
Official StatementsFeb 2002
OSEMMA · official statement
D
OS
UNLIMITED TAX BOND
Official StatementsJan 2002
OSEMMA · official statement
D
OS
G.O. BDS 2002
Official StatementsJan 2002
OSEMMA · official statement
Financial Reports
Dowagiac Union School District - 2025 Annual Disclosure Statement, Audited Financial Statements or ACFR: Dowagiac Union…
Dowagiac Union School District - 2024 Annual Disclosure Statement, Audited Financial Statements or ACFR: Dowagiac Union…
Dowagiac Union School District - FYE 2023 Annual Disclosure Statement, Audited Financial Statements or ACFR: Dowagiac U…
Dowagiac Union School District - FYE 2022 Annual Disclosure Statement, Audited Financial Statements or ACFR: Dowagiac U…
Dowagiac Union School District - FYE 2021 Annual Disclosure Statement , Audited Financial Statements or ACFR: Dowagiac …
Official Statements
2026 REFUNDING BONDS (GENERAL OBLIGATION - UNLIMITED TAX)
2020 REFUNDING BONDS (GENERAL OBLIGATION - UNLIMITED TAX)
2020 REFUNDING BONDS (GENERAL OBLIGATION - UNLIMITED TAX)
2016 SCHOOL BUILDING & SITE BONDS (GENERAL OBLIGATION - UNLIMITED TAX)
2015 REFUNDING BONDS GENERAL OBLIGATION - UNLIMITED TAX
2010 REFUNDING BONDS (GENERAL OBLIGATION - UNLIMITED TAX)
2010 REFUNDING BONDS (GENERAL OBLIGATION - UNLIMITED TAX)
REF GO SCHOOL BDS 2005
UNLIMITED TAX BOND
UNLIMITED TAX BOND
G.O. BDS 2002
No documents match your search.
Disclosure record
2 years of annual filings on EMMA5 continuing-disclosure filings compiled
Latest filing within the past year · Oct 2025
Public documents
16Public contact
ListedAnnual financial filings posted to the MSRB’s EMMA, newest first — a reporting-cadence signal. Click a year to open the filing.
5 continuing-disclosure filings compiled
Latest filing within the past year · latest posting 2025-10-27
✓ Issuer website on file
Counts what BondGov has compiled from the MSRB’s EMMA — a coverage fact, not a compliance rating or a days-late claim. Contact routes show as on file only; the address itself is never published here. Verify on EMMA ↗
Standing
as of Sep 13, 2026What the public record shows about this issuer’s disclosure practice. Compiled from the MSRB’s EMMA and from award letters governments record themselves. MuniPro confers no credential and issues no rating.
Credentials on record
Conferred by GFOA, recorded from the award letter. Never inferred.
Certificate of Achievement for Excellence in Financial Reporting
No receipt on file
Distinguished Budget Presentation Award
No receipt on file
Popular Annual Financial Reporting Award
No receipt on file
Nothing recorded here means nothing has been recorded — not that an award was withheld.
Dated obligations
Filings a law or contract puts a date on.
Not measured
MuniPro does not hold this issuer’s own continuing-disclosure undertaking date, so no filing is called late here. Why →
Record quality
Disclosure practice — not an assessment of creditworthiness.
Annual reporting compiled
2 of 3
2 of 3 reporting years (2023–2025) have an annual financial filing compiled from the MSRB’s EMMA. The denominator is MuniPro’s 3-year reading window — it is NOT a filing obligation, and a missing year here means no filing was compiled, not that one was owed and skipped.
Record freshness
Within the past year
The newest continuing-disclosure filing MuniPro has compiled for this issuer was posted 321 days ago. This is the age of the public record — it is not a lateness claim, because MuniPro does not hold the date this issuer’s undertaking sets.
Filing timeliness
Not measured
Timeliness needs the date this issuer’s own continuing-disclosure undertaking sets. MuniPro does not hold it, and will not substitute a generic interval.
Standing describes disclosure practice — not an assessment of creditworthiness. It is not a rating, a rank against other governments, or a MuniPro credential. See the full computation →