Compiled from MSRB EMMA & public records · read-only public record · debt as of Sep 14, 2026 · latest trade Jan 21, 2021 · latest filing Jun 29, 2026
Bonds issued for
Water & sewer systemsPublic utilities
Credit ratings
agency-statedS&P
AA
5 rated securities · insured
Maturity profile
par maturing by year · as of Sep 2026Recent activity
rating actions & filingsAudited Financial Statements or ACFR filed
Jun 29, 2026 · Audited Financial Statements or ACFR: 2025 Audited Financial St…
Budget filed
Jun 29, 2026 · Budget: 2026 Annual Budget - Cumberland Mountain Water and Fire…
Annual Financial Information and Operating Data filed
Jun 29, 2026 · Annual Financial Information and Operating Data: 2025 Annual Re…
Other Financial / Operating Data filed
Jun 29, 2026 · Other Financial / Operating Data: 2026 Certificate of No Default
Other Financial / Operating Data filed
Jun 19, 2025 · Other Financial / Operating Data: 2025 Certificate of No Default
Budget filed
Jun 19, 2025 · Budget: 2025 Annual Budget - Cumberland Mountain Water and Fire…
Debt overview
EMMA-derivedOutstanding par (EMMA est.)—
Securities9
Callable0%
61% of book
CUMBERLAND MTN WTR & FIRE PROTN AUTH ALA WTR REV
39% of book
Cumberland Mountain Water & Fire Protn Authority Alabama Water Revenue
Outstanding securities
9Market activity
EMMA · secondary trades · latest Jan 21, 2021 · no prints in 90 daysEach dot is a reported secondary trade — yield by trade date, sized by par, colored by trade side. Hover for detail.
Trade dateSecurityPriceYieldSizeSide
Jan 21
230757BM7
103.03
1.36%
220,000
Customer Bought
Jan 21
230757BL9
103.70
1.22%
235,000
Customer Bought
Jan 21
230757BK1
104.68
1.02%
230,000
Customer Bought
Jan 21
230757BJ4
105.86
0.78%
220,000
Customer Bought
Jan 21
230757BJ4
105.37
0.88%
220,000
Inter-Dealer Trade
Jan 21
230757BM7
102.55
1.46%
220,000
Inter-Dealer Trade
Jan 21
230757BL9
103.22
1.32%
235,000
Inter-Dealer Trade
Trade prints reported to the MSRB — a live market signal a manual issuer page cannot show.
4 callable securities carry a stated call price — refunding candidates as rates move.
Recent rating actions
Moody's · S&P · Fitch · KBRA
Moody's
(AGM) and Assured Guaranty UK Limited (AGUK) to A1 from A2 and the IFS rating of Assured Guaranty Corp.
Mar 18, 2022
Downgrade
A2 → A1
Outlook Stable
Rating actions as disclosed by the issuer to the MSRB’s EMMA system under SEC Rule 15c2-12; the ratings are the opinions of the respective rating agencies (Moody's, S&P Global Ratings, Fitch Ratings, KBRA). Dates are the rating-action dates stated in each notice.
Document library
43 documents · sourced from EMMA & the issuer
C
Financial
2025 Audited Financial Statements - Cumberland Mountain Water and Fire Protection Authori…
Financial ReportsJun 2026
FinancialEMMA · disclosure
C
Budget
Budget: 2026 Annual Budget - Cumberland Mountain Water and Fire Protection Authority
BudgetsJun 2026
BudgetEMMA · disclosure
C
Credit
2025 Annual Report - Cumberland Mountain Water and Fire Protection Authority
Credit & RatingsJun 2026
CreditEMMA · disclosure
C
Other
Other Financial / Operating Data: 2026 Certificate of No Default
Other FilingsJun 2026
OtherEMMA · disclosure
C
Other
Other Financial / Operating Data: 2025 Certificate of No Default
Other FilingsJun 2025
OtherEMMA · disclosure
C
Budget
Budget: 2025 Annual Budget - Cumberland Mountain Water and Fire Protection Authority
BudgetsJun 2025
BudgetEMMA · disclosure
C
Credit
2024 Annual Report - Cumberland Mountain Water and Fire Protection Authority
Credit & RatingsJun 2025
CreditEMMA · disclosure
C
Financial
2024 Audited Financial Statements - Cumberland Mountain Water and Fire Protection Authori…
Financial ReportsJun 2025
FinancialEMMA · disclosure
C
Credit
2023 Annual Report - Cumberland Mountain Water and Fire Protection Authority
Credit & RatingsJun 2024
CreditEMMA · disclosure
C
Other
Other Financial / Operating Data: 2024 Certificate of No Default
Other FilingsJun 2024
OtherEMMA · disclosure
C
Financial
2023 Audited Financial Statements - Cumberland Mountain Water and Fire Protection Authori…
Financial ReportsJun 2024
FinancialEMMA · disclosure
C
Budget
Budget: 2024 Annual Budget - Cumberland Mountain Water and Fire Protection Authority
BudgetsJun 2024
BudgetEMMA · disclosure
C
Credit
2022 Annual Report - Cumberland Mountain Water and Fire Protection Authority
Credit & RatingsJun 2023
CreditEMMA · disclosure
C
Other
Other Financial / Operating Data: Certificate of No Default
Other FilingsJun 2023
OtherEMMA · disclosure
C
Budget
Budget: 2023 Annual Budget - Cumberland Mountain Water and Fire Protection Authority
BudgetsJun 2023
BudgetEMMA · disclosure
C
Financial
2022 Audited Financial Statements - Cumberland Mountain Water and Fire Protection Authori…
Financial ReportsJun 2023
FinancialEMMA · disclosure
C
Other
Other Financial / Operating Data: Certificate of No Default
Other FilingsJun 2022
OtherEMMA · disclosure
C
Budget
Budget: 2022 Annual Budget - Cumberland Mountain Water and Fire Protection Authority
BudgetsJun 2022
BudgetEMMA · disclosure
C
Financial
2021 Audited Financial Statements - Cumberland Mountain Water and Fire Protection Authori…
Financial ReportsJun 2022
FinancialEMMA · disclosure
C
Annual Data
2021 Operating Data - Cumberland Mountain Water and Fire Protection Authority
Annual / Operating DataJun 2022
Annual DataEMMA · disclosure
C
Annual Data
2020 Operating Data - Cumberland Mountain Water and Fire Protection Authority
Annual / Operating DataJun 2021
Annual DataEMMA · disclosure
C
Other
Other Financial / Operating Data: Certificate of No Default
Other FilingsJun 2021
OtherEMMA · disclosure
C
Financial
2020 Audited Financial Statements - Cumberland Mountain Water and Fire Protection Authori…
Financial ReportsJun 2021
FinancialEMMA · disclosure
C
Other
Other Financial / Operating Data: Incorporate OS by Reference
Other FilingsFeb 2021
OtherEMMA · disclosure
C
Budget
Budget: 2021 Annual Budget - Cumberland Mountain Water and Fire Protection Authority
BudgetsJan 2021
BudgetEMMA · disclosure
C
OS
WATER REVENUE BONDS, SERIES 2021
Official StatementsJan 2021
OSEMMA · official statement
C
Other
Other Financial / Operating Data: Certificate of No Default
Other FilingsJun 2020
OtherEMMA · disclosure
C
Annual Data
2019 Operating Data - Cumberland Mountain Water and Fire Protection Authority
Annual / Operating DataJun 2020
Annual DataEMMA · disclosure
C
Financial
2019 Audited Financial Statements - Cumberland Mountain Water and Fire Protection Authori…
Financial ReportsJun 2020
FinancialEMMA · disclosure
C
Budget
Budget: 2020 Annual Budget - Cumberland Mountain Water and Fire Protection Authority
BudgetsJan 2020
BudgetEMMA · disclosure
C
Annual Data
2018 Operating Data - Cumberland Mountain Water and Fire Protection Authority
Annual / Operating DataJun 2019
Annual DataEMMA · disclosure
C
Financial
2018 Audited Financial Statements - Cumberland Mountain Water and Fire Protection Authori…
Financial ReportsJun 2019
FinancialEMMA · disclosure
C
Budget
Budget: 2019 Annual Budget - Cumberland Mountain Water and Fire Protection Authority
BudgetsJun 2019
BudgetEMMA · disclosure
C
Other
Other Financial / Operating Data: Certificate of No Default
Other FilingsMay 2019
OtherEMMA · disclosure
C
Other
Other Financial / Operating Data: Certificate of No Default
Other FilingsJun 2018
OtherEMMA · disclosure
C
Annual Data
2017 Operating Data - Cumberland Mountain Water and Fire Protection Authority
Annual / Operating DataJun 2018
Annual DataEMMA · disclosure
C
Financial
2017 Audited Financial Statements - Cumberland Mountain Water and Fire Protection Authori…
Financial ReportsJun 2018
FinancialEMMA · disclosure
C
Budget
Budget: 2018 Annual Budget - Cumberland Mountain Water and Fire Protection Authority
BudgetsFeb 2018
BudgetEMMA · disclosure
C
Other
Other Financial / Operating Data: Certificate of No Default
Other FilingsJun 2017
OtherEMMA · disclosure
C
Budget
Budget: 2017 Annual Budget - Cumberland Mountain Water and Fire Protection Authority
BudgetsJun 2017
BudgetEMMA · disclosure
C
Annual Data
2016 Operating Data - Cumberland Mountain Water and Fire Protection Authority
Annual / Operating DataJun 2017
Annual DataEMMA · disclosure
C
Financial
2016 Audited Financial Statements - Cumberland Mountain Water and Fire Protection Authori…
Financial ReportsJun 2017
FinancialEMMA · disclosure
C
OS
WATER REVENUE BONDS SERIES 2015
Official StatementsSep 2015
OSEMMA · official statement
Annual / Operating Data
2021 Operating Data - Cumberland Mountain Water and Fire Protection Authority
2020 Operating Data - Cumberland Mountain Water and Fire Protection Authority
2019 Operating Data - Cumberland Mountain Water and Fire Protection Authority
2018 Operating Data - Cumberland Mountain Water and Fire Protection Authority
2017 Operating Data - Cumberland Mountain Water and Fire Protection Authority
2016 Operating Data - Cumberland Mountain Water and Fire Protection Authority
Budgets
Budget: 2026 Annual Budget - Cumberland Mountain Water and Fire Protection Authority
Budget: 2025 Annual Budget - Cumberland Mountain Water and Fire Protection Authority
Budget: 2024 Annual Budget - Cumberland Mountain Water and Fire Protection Authority
Budget: 2023 Annual Budget - Cumberland Mountain Water and Fire Protection Authority
Budget: 2022 Annual Budget - Cumberland Mountain Water and Fire Protection Authority
Budget: 2021 Annual Budget - Cumberland Mountain Water and Fire Protection Authority
Budget: 2020 Annual Budget - Cumberland Mountain Water and Fire Protection Authority
Budget: 2019 Annual Budget - Cumberland Mountain Water and Fire Protection Authority
Budget: 2018 Annual Budget - Cumberland Mountain Water and Fire Protection Authority
Budget: 2017 Annual Budget - Cumberland Mountain Water and Fire Protection Authority
Credit & Ratings
2025 Annual Report - Cumberland Mountain Water and Fire Protection Authority
2024 Annual Report - Cumberland Mountain Water and Fire Protection Authority
2023 Annual Report - Cumberland Mountain Water and Fire Protection Authority
2022 Annual Report - Cumberland Mountain Water and Fire Protection Authority
Financial Reports
2025 Audited Financial Statements - Cumberland Mountain Water and Fire Protection Authority
2024 Audited Financial Statements - Cumberland Mountain Water and Fire Protection Authority
2023 Audited Financial Statements - Cumberland Mountain Water and Fire Protection Authority
2022 Audited Financial Statements - Cumberland Mountain Water and Fire Protection Authority
2021 Audited Financial Statements - Cumberland Mountain Water and Fire Protection Authority
2020 Audited Financial Statements - Cumberland Mountain Water and Fire Protection Authority
2019 Audited Financial Statements - Cumberland Mountain Water and Fire Protection Authority
2018 Audited Financial Statements - Cumberland Mountain Water and Fire Protection Authority
2017 Audited Financial Statements - Cumberland Mountain Water and Fire Protection Authority
2016 Audited Financial Statements - Cumberland Mountain Water and Fire Protection Authority
Other Filings
Other Financial / Operating Data: 2026 Certificate of No Default
Other Financial / Operating Data: 2025 Certificate of No Default
Other Financial / Operating Data: 2024 Certificate of No Default
Other Financial / Operating Data: Certificate of No Default
Other Financial / Operating Data: Certificate of No Default
Other Financial / Operating Data: Certificate of No Default
Other Financial / Operating Data: Incorporate OS by Reference
Other Financial / Operating Data: Certificate of No Default
Other Financial / Operating Data: Certificate of No Default
Other Financial / Operating Data: Certificate of No Default
Other Financial / Operating Data: Certificate of No Default
No documents match your search.
Disclosure record
2 years of annual filings on EMMA41 continuing-disclosure filings compiled
Latest filing within the past year · Jun 2026
Public documents
43Public contact
Not listedAnnual financial filings posted to the MSRB’s EMMA, newest first — a reporting-cadence signal. Click a year to open the filing.
41 continuing-disclosure filings compiled
Latest filing within the past year · latest posting 2026-06-29
Counts what BondGov has compiled from the MSRB’s EMMA — a coverage fact, not a compliance rating or a days-late claim. Contact routes show as on file only; the address itself is never published here. Verify on EMMA ↗
Standing
as of Sep 14, 2026What the public record shows about this issuer’s disclosure practice. Compiled from the MSRB’s EMMA and from award letters governments record themselves. MuniPro confers no credential and issues no rating.
Credentials on record
Conferred by GFOA, recorded from the award letter. Never inferred.
Certificate of Achievement for Excellence in Financial Reporting
No receipt on file
Distinguished Budget Presentation Award
No receipt on file
Popular Annual Financial Reporting Award
No receipt on file
Nothing recorded here means nothing has been recorded — not that an award was withheld.
Dated obligations
Filings a law or contract puts a date on.
Not measured
MuniPro does not hold this issuer’s own continuing-disclosure undertaking date, so no filing is called late here. Why →
Record quality
Disclosure practice — not an assessment of creditworthiness.
Annual reporting compiled
2 of 3
2 of 3 reporting years (2023–2025) have an annual financial filing compiled from the MSRB’s EMMA. The denominator is MuniPro’s 3-year reading window — it is NOT a filing obligation, and a missing year here means no filing was compiled, not that one was owed and skipped.
Record freshness
Within the past year
The newest continuing-disclosure filing MuniPro has compiled for this issuer was posted 77 days ago. This is the age of the public record — it is not a lateness claim, because MuniPro does not hold the date this issuer’s undertaking sets.
Filing timeliness
Not measured
Timeliness needs the date this issuer’s own continuing-disclosure undertaking sets. MuniPro does not hold it, and will not substitute a generic interval.
Standing describes disclosure practice — not an assessment of creditworthiness. It is not a rating, a rank against other governments, or a MuniPro credential. See the full computation →