Compiled from MSRB EMMA & public records · read-only public record · debt as of Sep 11, 2026 · latest trade Sep 10, 2026 · latest filing Feb 5, 2026
Credit ratings
agency-statedS&P
A
8 rated securities · insured
Fitch
A
2 rated securities · insured
KBRA
AA
2 rated securities · insured
| Agency | Rating | Par | Share | CUSIPs |
|---|---|---|---|---|
| S&P | A | $3.7M | 59.5% | 5 |
| AA | $2.5M | 40.5% | 3 |
Par-weighted mix of agency grades across the outstanding securities EMMA lists for this issuer; shares are of each agency’s rated par. A split usually reflects distinct liens or credits under one issuer, not disagreement about a single credit.
Maturity profile
par maturing by year · as of Sep 2026Recent activity
rating actions & filingsAnnual Financial Information and Operating Data filed
Feb 5, 2026 · Annual Financial Information and Operating Data: City of Cumber…
Audited Financial Statements or ACFR filed
Feb 5, 2026 · Audited Financial Statements or ACFR: City of Cumberland MD ACFR
Audited Financial Statements or ACFR filed
Feb 20, 2025 · Audited Financial Statements or ACFR: City of Cumberland MD ACFR
Annual Financial Information and Operating Data filed
Feb 20, 2025 · Annual Financial Information and Operating Data: City of Cumber…
Audited Financial Statements or ACFR filed
Jan 18, 2024 · Audited Financial Statements or ACFR: City of Cumberland MD ACFR
Annual Financial Information and Operating Data filed
Jan 18, 2024 · Annual Financial Information and Operating Data: City of Cumber…
Debt overview
EMMA-derivedOutstanding par (EMMA est.)—
Securities37
Callable46%
Outstanding securities
37Market activity
EMMA · secondary trades · latest Sep 10, 2026Each dot is a reported secondary trade — yield by trade date, sized by par, colored by trade side. Hover for detail.
Trade dateSecurityPriceYieldSizeSide
Sep 10
230723PN2
68.93
5.66%
40,000
Inter-Dealer Trade
Sep 10
230723PN2
68.93
5.66%
40,000
Customer Sold
Sep 10
230723PN2
69.23
5.62%
40,000
Inter-Dealer Trade
Sep 10
230723PN2
69.48
5.58%
40,000
Inter-Dealer Trade
Sep 10
230723MU9
100.51
3.27%
50,000
Inter-Dealer Trade
Sep 10
230723MU9
100.51
3.27%
50,000
Inter-Dealer Trade
Sep 10
230723MU9
100.61
3.13%
50,000
Customer Bought
Trade prints reported to the MSRB — a live market signal a manual issuer page cannot show.
17 callable securities carry a stated call price — refunding candidates as rates move.
Document library
29 documents · sourced from EMMA & the issuer
C
Annual Data
City of Cumberland Schedules of Supplemental Annual Financial Information and Operating D…
Annual / Operating DataFeb 2026
Annual DataEMMA · disclosure
C
Financial
City of Cumberland MD ACFR
Financial ReportsFeb 2026
FinancialEMMA · disclosure
C
Financial
City of Cumberland MD ACFR
Financial ReportsFeb 2025
FinancialEMMA · disclosure
C
Annual Data
City of Cumberland Schedules of Supplemental Annual Financial Information and Operating D…
Annual / Operating DataFeb 2025
Annual DataEMMA · disclosure
C
Financial
City of Cumberland MD ACFR
Financial ReportsJan 2024
FinancialEMMA · disclosure
C
Annual Data
City of Cumberland Schedules of Supplemental Annual Financial Information and Operating D…
Annual / Operating DataJan 2024
Annual DataEMMA · disclosure
C
Financial
City of Cumberland MD ACFR
Financial ReportsJan 2023
FinancialEMMA · disclosure
C
Annual Data
City of Cumberland Schedules of Supplemental Annual Financial Information and Operating D…
Annual / Operating DataJan 2023
Annual DataEMMA · disclosure
C
Annual Data
City of Cumberland Schedules of Supplemental Annual Financial Information and Operating D…
Annual / Operating DataJan 2022
Annual DataEMMA · disclosure
C
Financial
City of Cumberland MD CAFR for Fiscal Year Ended 06/30/2021
Financial ReportsJan 2022
FinancialEMMA · disclosure
C
OS
GENERAL OBLIGATION BONDS TAX-EXEMPT PUBLIC IMPROVEMENT AND REFUNDING BONDS OF 2021
Official StatementsApr 2021
OSEMMA · official statement
C
Financial
City of Cumberland MD CAFR for Fiscal Year Ended 06/30/2020
Financial ReportsJan 2021
FinancialEMMA · disclosure
C
Annual Data
City of Cumberland Schedules of Supplemental Annual Financial Information and Operating D…
Annual / Operating DataJan 2021
Annual DataEMMA · disclosure
C
Annual Data
City of Cumberland Schedules of Supplemental Annual Financial Information and Operating D…
Annual / Operating DataJan 2020
Annual DataEMMA · disclosure
C
Financial
City of Cumberland MD CAFR for Fiscal Year Ended 6/30/2019
Financial ReportsJan 2020
FinancialEMMA · disclosure
C
Financial
City of Cumberland MD CAFR for Fiscal Year Ended 6/30/2018
Financial ReportsJan 2019
FinancialEMMA · disclosure
C
Annual Data
City of Cumberland Schedules of Supplemental Financial Information and Operating Data for…
Annual / Operating DataJan 2019
Annual DataEMMA · disclosure
C
Financial
City of Cumberland MD CAFR for Fiscal Year Ended 6/30/2017
Financial ReportsJan 2018
FinancialEMMA · disclosure
C
Annual Data
Cumberland FY 2017 Schedules of Supplemental Financial Information and Operating Data
Annual / Operating DataJan 2018
Annual DataEMMA · disclosure
C
OS
GENERAL OBLIGATION BONDS TAXAB;E REDEVELOPMENT AND PENSION CONTRIBUTION REFUNDING BONDS O…
Official StatementsJun 2017
OSEMMA · official statement
C
OS
GENERAL OBLIGATION BONDS TAXAB;E REDEVELOPMENT AND PENSION CONTRIBUTION REFUNDING BONDS O…
Official StatementsJun 2017
OSEMMA · official statement
C
Annual Data
Cumberland FY 2016 Schedules of Supplemental Financial Information and Operating Data
Annual / Operating DataFeb 2017
Annual DataEMMA · disclosure
C
Financial
City of Cumberland MD CAFR for Fiscal Year Ended 06/30/2016
Financial ReportsFeb 2017
FinancialEMMA · disclosure
C
OS
GENERAL OBLIGATION BONDS TAX-EXEMPT REFUNDING SERIES
Official StatementsJun 2013
OSEMMA · official statement
C
OS
TAXABLE REDEVELOPMENT AND REFUNDING BONDS
Official StatementsJun 2013
OSEMMA · official statement
C
OS
GENERAL OBLIGATION BONDS TAX-EXEMPT REFUNDING SERIES
Official StatementsJun 2013
OSEMMA · official statement
C
OS
TAXABLE REDEVELOPMENT AND REFUNDING BONDS
Official StatementsJun 2013
OSEMMA · official statement
C
OS
PUB IMPT BDS 2008
Official StatementsNov 2008
OSEMMA · official statement
C
OS
RFDG-SER A
Official StatementsApr 1994
OSEMMA · official statement
Annual / Operating Data
City of Cumberland Schedules of Supplemental Annual Financial Information and Operating Data
City of Cumberland Schedules of Supplemental Annual Financial Information and Operating Data
City of Cumberland Schedules of Supplemental Annual Financial Information and Operating Data
City of Cumberland Schedules of Supplemental Annual Financial Information and Operating Data
City of Cumberland Schedules of Supplemental Annual Financial Information and Operating Data
City of Cumberland Schedules of Supplemental Annual Financial Information and Operating Data
City of Cumberland Schedules of Supplemental Annual Financial Information and Operating Data for the Fiscal Year Ended …
City of Cumberland Schedules of Supplemental Financial Information and Operating Data for the Fiscal Year Ended 6/30/20…
Cumberland FY 2017 Schedules of Supplemental Financial Information and Operating Data
Cumberland FY 2016 Schedules of Supplemental Financial Information and Operating Data
Financial Reports
City of Cumberland MD ACFR
City of Cumberland MD ACFR
City of Cumberland MD ACFR
City of Cumberland MD ACFR
City of Cumberland MD CAFR for Fiscal Year Ended 06/30/2021
City of Cumberland MD CAFR for Fiscal Year Ended 06/30/2020
City of Cumberland MD CAFR for Fiscal Year Ended 6/30/2019
City of Cumberland MD CAFR for Fiscal Year Ended 6/30/2018
City of Cumberland MD CAFR for Fiscal Year Ended 6/30/2017
City of Cumberland MD CAFR for Fiscal Year Ended 06/30/2016
Official Statements
GENERAL OBLIGATION BONDS TAX-EXEMPT PUBLIC IMPROVEMENT AND REFUNDING BONDS OF 2021
GENERAL OBLIGATION BONDS TAXAB;E REDEVELOPMENT AND PENSION CONTRIBUTION REFUNDING BONDS OF 2017.
GENERAL OBLIGATION BONDS TAXAB;E REDEVELOPMENT AND PENSION CONTRIBUTION REFUNDING BONDS OF 2017.
GENERAL OBLIGATION BONDS TAX-EXEMPT REFUNDING SERIES
TAXABLE REDEVELOPMENT AND REFUNDING BONDS
GENERAL OBLIGATION BONDS TAX-EXEMPT REFUNDING SERIES
TAXABLE REDEVELOPMENT AND REFUNDING BONDS
PUB IMPT BDS 2008
RFDG-SER A
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Disclosure record
2 years of annual filings on EMMA20 continuing-disclosure filings compiled
Latest filing within the past year · Feb 2026
Public documents
29Public contact
ListedAnnual financial filings posted to the MSRB’s EMMA, newest first — a reporting-cadence signal. Click a year to open the filing.
20 continuing-disclosure filings compiled
Latest filing within the past year · latest posting 2026-02-05
✓ Contact email on file
✓ Issuer website on file
Counts what BondGov has compiled from the MSRB’s EMMA — a coverage fact, not a compliance rating or a days-late claim. Contact routes show as on file only; the address itself is never published here. Verify on EMMA ↗
Standing
as of Sep 11, 2026What the public record shows about this issuer’s disclosure practice. Compiled from the MSRB’s EMMA and from award letters governments record themselves. MuniPro confers no credential and issues no rating.
Credentials on record
Conferred by GFOA, recorded from the award letter. Never inferred.
Certificate of Achievement for Excellence in Financial Reporting
No receipt on file
Distinguished Budget Presentation Award
No receipt on file
Popular Annual Financial Reporting Award
No receipt on file
Nothing recorded here means nothing has been recorded — not that an award was withheld.
Dated obligations
Filings a law or contract puts a date on.
Not measured
MuniPro does not hold this issuer’s own continuing-disclosure undertaking date, so no filing is called late here. Why →
Record quality
Disclosure practice — not an assessment of creditworthiness.
Annual reporting compiled
2 of 3
2 of 3 reporting years (2023–2025) have an annual financial filing compiled from the MSRB’s EMMA. The denominator is MuniPro’s 3-year reading window — it is NOT a filing obligation, and a missing year here means no filing was compiled, not that one was owed and skipped.
Record freshness
Within the past year
The newest continuing-disclosure filing MuniPro has compiled for this issuer was posted 218 days ago. This is the age of the public record — it is not a lateness claim, because MuniPro does not hold the date this issuer’s undertaking sets.
Filing timeliness
Not measured
Timeliness needs the date this issuer’s own continuing-disclosure undertaking sets. MuniPro does not hold it, and will not substitute a generic interval.
Standing describes disclosure practice — not an assessment of creditworthiness. It is not a rating, a rank against other governments, or a MuniPro credential. See the full computation →