Compiled from MSRB EMMA & public records · read-only public record · debt as of Oct 5, 2026 · latest compiled trade Oct 2, 2026 · compiled filing Jul 27, 2026
Credit ratings
agency-statedS&P
AA
47 rated securities · insured
| Agency | Rating | Par | Share | CUSIPs |
|---|---|---|---|---|
| S&P | AA | $37.7M | 84.3% | 35 |
| AA- | $7.0M | 15.7% | 12 |
Par-weighted mix of agency grades across the outstanding securities EMMA lists for this issuer; shares are of each agency’s rated par. A split usually reflects distinct liens or credits under one issuer, not disagreement about a single credit.
Maturity profile
par maturing by year · as of Oct 2026Recent activity
rating actions & filingsAnnual Financial Information and Operating Data filed
Jul 27, 2026 · Annual Financial Information and Operating Data: ALL BAY COUNTY
Annual Financial Information and Operating Data filed
Jul 16, 2026 · Annual Financial Information and Operating Data: Drain Library
Audited Financial Statements or ACFR filed
Jun 24, 2026 · Audited Financial Statements or ACFR: Bay County Financial Stat…
Official statement posted
Jun 16, 2026 · WATER SUPPLY SYSTEM BONDS (LIMITED TAX GENERAL OBLIGATION), SER…
Official statement posted
Jun 11, 2026 · WATER SUPPLY SYSTEM BONDS (LIMITED TAX GENERAL OBLIGATION), SER…
Official statement posted
May 1, 2026 · CAPITAL IMPROVEMENT BONDS, SERIES 2026 (LIMITED TAX GENERAL OBL…
Debt overview
EMMA-derivedOutstanding par (EMMA est.)—
Securities41
Callable44%
Outstanding securities
41Market activity
EMMA · secondary trades · latest compiled Oct 2, 2026Each dot is a reported secondary trade — yield by trade date, sized by par, colored by trade side. Hover for detail.
Trade dateSecurityPriceYieldSizeSide
Oct 2
072257U97
104.23
4.40%
25,000
Customer Bought
Sep 29
072257U97
102.25
4.68%
50,000
Customer Bought
Sep 28
072257X45
101.92
3.99%
15,000
Customer Bought
Sep 28
072257X45
101.42
4.25%
15,000
Inter-Dealer Trade
Sep 28
072257X45
101.36
4.29%
15,000
Customer Sold
Sep 24
072257U97
102.48
4.65%
90,000
Customer Sold
Sep 24
072257T40
105.33
3.93%
675,000
Customer Bought
Trade prints reported to the MSRB — a live market signal a manual issuer page cannot show.
20 callable securities in this sample carry a stated call price — refunding candidates as rates move.
Recent rating actions
Moody's · S&P · Fitch · KBRA
S&P
BAY COUNTY, MICHIGAN Rating Change Reportable Event for the Bond Issue Listed Below CUSIP Base 072257 Dated Date Issue June 24, 201…
Jun 24, 2010
Downgrade
AA → AA-
Rating actions as disclosed by the issuer to the MSRB’s EMMA system under SEC Rule 15c2-12; the ratings are the opinions of the respective rating agencies (Moody's, S&P Global Ratings, Fitch Ratings, KBRA). Dates are the rating-action dates stated in each notice.
Document library
37 documents shown · sourced from EMMA & the issuer
B
Annual Data
ALL BAY COUNTY
Annual / Operating DataPosted Jul 2026
Annual DataEMMA · disclosure
B
Annual Data
Drain Library
Annual / Operating DataPosted Jul 2026
Annual DataEMMA · disclosure
B
Annual Data
DWS Financial Information
Annual / Operating DataPosted Jul 2026
Annual DataEMMA · disclosure
B
Annual Data
ROAD
Annual / Operating DataPosted Jul 2026
Annual DataEMMA · disclosure
B
Financial
Bay County Financial Statements
Financial ReportsPosted Jun 2026
FinancialEMMA · disclosure
B
OS
WATER SUPPLY SYSTEM BONDS (LIMITED TAX GENERAL OBLIGATION), SERIES 2026
Official StatementsPosted Jun 2026
OSEMMA · official statement
B
OS
WATER SUPPLY SYSTEM BONDS (LIMITED TAX GENERAL OBLIGATION), SERIES 2026
Official StatementsPosted Jun 2026
OSEMMA · official statement
B
OS
CAPITAL IMPROVEMENT BONDS, SERIES 2026 (LIMITED TAX GENERAL OBLIGATION)
Official StatementsPosted May 2026
OSEMMA · official statement
B
OS
CAPITAL IMPROVEMENT BONDS, SERIES 2026 (LIMITED TAX GENERAL OBLIGATION)
Official StatementsPosted Apr 2026
OSEMMA · official statement
B
OS
MICHIGAN TRANSPORTATION FUND BONDS, SERIES 2025
Official StatementsPosted Dec 2025
OSEMMA · official statement
B
Annual Data
ROAD
Annual / Operating DataPosted Jul 2025
Annual DataEMMA · disclosure
B
Annual Data
Drain Library
Annual / Operating DataPosted Jul 2025
Annual DataEMMA · disclosure
B
Annual Data
DWS Financial Information
Annual / Operating DataPosted Jul 2025
Annual DataEMMA · disclosure
B
Financial
Bay County Financial Statements
Financial ReportsPosted Jun 2025
FinancialEMMA · disclosure
B
Annual Data
Drain Library
Annual / Operating DataPosted Jul 2024
Annual DataEMMA · disclosure
B
Annual Data
DWS Financial Information
Annual / Operating DataPosted Jul 2024
Annual DataEMMA · disclosure
B
Financial
Bay County Financial Statements
Financial ReportsPosted Jun 2024
FinancialEMMA · disclosure
B
OS
MICHIGAN TRANSPORTATION FUND BONDS, SERIES 2024
Official StatementsPosted Apr 2024
OSEMMA · official statement
B
Annual Data
DWS Financial Information
Annual / Operating DataPosted Jul 2023
Annual DataEMMA · disclosure
B
Annual Data
Drain Library
Annual / Operating DataPosted Jul 2023
Annual DataEMMA · disclosure
B
Financial
Bay County Financial Statements
Financial ReportsPosted Jun 2023
FinancialEMMA · disclosure
B
Financial
Bay County Financial Statements
Financial ReportsPosted Jul 2022
FinancialEMMA · disclosure
B
Annual Data
DWS Financial Information
Annual / Operating DataPosted Jul 2022
Annual DataEMMA · disclosure
B
Annual Data
Drain Library
Annual / Operating DataPosted Jul 2022
Annual DataEMMA · disclosure
B
OS
BAY COUNTY WATER SUPPLY SYSTEM REVENUE REFUNDING BONDS, SERIES 2021 (LIMITED TAX GENERAL …
Official StatementsPosted Nov 2021
OSEMMA · official statement
B
Annual Data
Failure to Provide Annual Financial Information: Failure to File Operating Data
Annual / Operating DataPosted Oct 2021
Annual DataEMMA · disclosure
B
Annual Data
Annual Financial Information for Bay County, Michigan
Annual / Operating DataPosted Jul 2021
Annual DataEMMA · disclosure
B
Financial
Bay County CAFR
Financial ReportsPosted Jun 2021
FinancialEMMA · disclosure
B
OS
SEWAGE DISPOSAL SYSTEM REVENUE BONDS (GENERAL OBLIGATION LIMITED TAX) SERIES 2010 (FEDERA…
Official StatementsPosted Jun 2010
OSEMMA · official statement
B
OS
SEWAGE DISPOSAL SYSTEM REVENUE BONDS (GENERAL OBLIGATION LIMITED TAX) SERIES 2010 (FEDERA…
Official StatementsPosted Jun 2010
OSEMMA · official statement
B
OS
LTD G.O BDS MERRITT TOWNSHIP EXTENSION 2000
Official StatementsPosted Sep 2000
OSEMMA · official statement
B
OS
WTR SUPPLY SYS-BEAVER EXTN
Official StatementsPosted Nov 1999
OSEMMA · official statement
B
OS
G.O. BDS FRASER-KAWKAWLIN EXT 1998
Official StatementsPosted Jul 1998
OSEMMA · official statement
B
OS
WTR SUPPLY SYS-MERRITT
Official StatementsPosted Jul 1998
OSEMMA · official statement
B
OS
RFDG-BANGOR TWP RELIEF DRAIN
Official StatementsPosted Oct 1993
OSEMMA · official statement
B
OS
WTR SUPPLY SYS
Official StatementsPosted Oct 1992
OSEMMA · official statement
B
OS
WEST SIDE REGL SEW DISP SYS-FRANKENLUST EXTN NO. 2
Official StatementsPosted Jan 1992
OSEMMA · official statement
Annual / Operating Data
ALL BAY COUNTY
Drain Library
DWS Financial Information
ROAD
ROAD
Drain Library
DWS Financial Information
Drain Library
DWS Financial Information
DWS Financial Information
Drain Library
DWS Financial Information
Drain Library
Failure to Provide Annual Financial Information: Failure to File Operating Data
Annual Financial Information for Bay County, Michigan
Financial Reports
Bay County Financial Statements
Bay County Financial Statements
Bay County Financial Statements
Bay County Financial Statements
Bay County Financial Statements
Bay County CAFR
Official Statements
WATER SUPPLY SYSTEM BONDS (LIMITED TAX GENERAL OBLIGATION), SERIES 2026
WATER SUPPLY SYSTEM BONDS (LIMITED TAX GENERAL OBLIGATION), SERIES 2026
CAPITAL IMPROVEMENT BONDS, SERIES 2026 (LIMITED TAX GENERAL OBLIGATION)
CAPITAL IMPROVEMENT BONDS, SERIES 2026 (LIMITED TAX GENERAL OBLIGATION)
MICHIGAN TRANSPORTATION FUND BONDS, SERIES 2025
MICHIGAN TRANSPORTATION FUND BONDS, SERIES 2024
BAY COUNTY WATER SUPPLY SYSTEM REVENUE REFUNDING BONDS, SERIES 2021 (LIMITED TAX GENERAL OBLIGATION) (FEDERALLY TAXABLE)
SEWAGE DISPOSAL SYSTEM REVENUE BONDS (GENERAL OBLIGATION LIMITED TAX) SERIES 2010 (FEDERALLY TAXABLE – BUILD AMERICA BO…
SEWAGE DISPOSAL SYSTEM REVENUE BONDS (GENERAL OBLIGATION LIMITED TAX) SERIES 2010 (FEDERALLY TAXABLE – BUILD AMERICA BO…
LTD G.O BDS MERRITT TOWNSHIP EXTENSION 2000
WTR SUPPLY SYS-BEAVER EXTN
G.O. BDS FRASER-KAWKAWLIN EXT 1998
WTR SUPPLY SYS-MERRITT
RFDG-BANGOR TWP RELIEF DRAIN
WTR SUPPLY SYS
WEST SIDE REGL SEW DISP SYS-FRANKENLUST EXTN NO. 2
No shown documents match your search.
Disclosure record
2 recent annual filing years shown21 continuing-disclosure filings compiled
Latest filing within the past year · Jul 2026
Documents shown
37Public contact
ListedAnnual financial filings posted to the MSRB’s EMMA, newest first — a reporting-cadence signal. Click a year to open the filing.
21 continuing-disclosure filings compiled
Latest filing within the past year · latest posting 2026-07-27
✓ Contact email on file
✓ Issuer website on file
Counts what BondGov has compiled from the MSRB’s EMMA — a coverage fact, not a compliance rating or a days-late claim. Contact routes show as on file only; the address itself is never published here. Verify on EMMA ↗
Standing
as of Oct 5, 2026What the public record shows about this issuer’s disclosure practice. Compiled from the MSRB’s EMMA and from award letters governments record themselves. MuniPro confers no credential and issues no rating.
Credentials on record
Conferred by GFOA, recorded from the award letter. Never inferred.
Certificate of Achievement for Excellence in Financial Reporting
No receipt on file
Distinguished Budget Presentation Award
No receipt on file
Popular Annual Financial Reporting Award
No receipt on file
Nothing recorded here means nothing has been recorded — not that an award was withheld.
Dated obligations
Filings a law or contract puts a date on.
Not measured
MuniPro does not hold this issuer’s own continuing-disclosure undertaking date, so no filing is called late here. Why →
Record quality
Disclosure practice — not an assessment of creditworthiness.
Annual reporting compiled
2 of 3
2 of 3 reporting years (2023–2025) have an annual financial filing compiled from the MSRB’s EMMA. The denominator is MuniPro’s 3-year reading window — it is NOT a filing obligation, and a missing year here means no filing was compiled, not that one was owed and skipped.
Record freshness
Within the past year
The newest continuing-disclosure filing MuniPro has compiled for this issuer was posted 70 days ago. This is the age of the public record — it is not a lateness claim, because MuniPro does not hold the date this issuer’s undertaking sets.
Filing timeliness
Not measured
Timeliness needs the date this issuer’s own continuing-disclosure undertaking sets. MuniPro does not hold it, and will not substitute a generic interval.
Standing describes disclosure practice — not an assessment of creditworthiness. It is not a rating, a rank against other governments, or a MuniPro credential. See the full computation →